TOPAZ HORIZON

I spent a Saturday a few weeks ago at a Wacoal workshop learning a whole lotta stuff about underwear. And, boy, was it such an eye-opener! All the girls who attended the workshop were horrified at how our body ages and how the wrong underwear can make you look awful. We were also inspired to take some action on that!

But let's start at the very beginning. My friends My Mom-Friday and Mommy Fleur and I were invited to the Wacoal workshop and found it quite amusing that we were surrounded by very young fashion bloggers (more on them at the end of this post!). I mean, seriously, with such lovely skinny bodies, what do they need shapewear for? Well, we were all (yes, even those fabulously perfect girls) in for a surprise!

Posted this over at Twitter recently:

Yep, I'm still looking for health insurance! If you've been reading my blog long enough, I started looking for a private health plan for my family when the TMC disaster happened. By private, I mean it's a service that we pay for and not provided by the company I work for. Almost all of the recommendations I get from blog commenters and Twitter followers are the health plan providers that their company works with. The company I work for has health benefits, of course, but I'm looking for something more comprehensive and one that would cover all the members of my family, not just me.

So I've been researching and I've narrowed down my choices. I won't say what those are yet since I'll still give them a call and check them out. They might not look as good on paper, you know. What I'm really looking for is the kind of health plan my family got when my Mama was employed at Meralco. It's almost as good, if not better, than health plans in the US before the current health crisis. As a child, I was sick constantly. Like, I'd be confined at a hospital maybe 3-4 times a year. Not once did Mama have to take out her wallet to pay for my bills. Our dental needs were also completely covered, unlike today when only cleaning and temporary fillings are covered. Back then, we were assured that we can have everything from a filling to a root canal and not worry about the cost. Even cosmetic treatments (braces, bleaching, etc) were covered up to 25%. Absolutely frikkin' awesome. That's the kind of plan I want for my family!

Of course, that means I've been apprehensive about the cost of personal health plans, thinking that there's a reason why companies subsidize them. But I am happy to report that we actually have cheap health insurance here. My research shows that for just P10,000 a year, a family of four can get good coverage--private hospital room, good accredited hospitals, annual physical exams, dental check-ups. If you add another 5K-10K to that amount and you get absolutely fantastic coverage, the type that asks no questions, just pays your medical bill.

That plan, even if it may be P20,000 a year, I like very much. It's really not a lot of money. Just divide 20K by 4 (that's me and my three adorable boys!), and that's just 5K a family member for an entire year. That covers dental work, annual medical checks, and should someone get sick, great medical service and treatment. For peace of mind, 20K is nothing!

Someone told me, however, that the best health insurance is money in the bank. She doesn't believe in insurance, you see, thinking that it's all a scam. She said, "How many times does one get sick anyway? Once, twice? As long as you live a healthy lifestyle, you'll be fine. And for those times you do get sick, nothing beats cash." I do agree with her somewhat, especially since when I gave birth, both times were completely paid for by cold hard cash. There's a certain sense of pride knowing we were able to save up for a hospital like St. Luke's Global.

Still, if there's cheap health insurance available here anyway, I don't see why we shouldn't avail of it. What do you think? Should I or shouldn't I? Do you have personal health plans or is yours provided by your company?

Everyone I know seems to be talking about the "Call Me Maybe" vid of Manila's most beautiful people so I'm glad Karrots blogged about it because I had no idea what all the fuss is about!



Well, all I can say is Georgina is head and shoulders above all the other girls. And that's saying a lot because all the girls are gorgeous, but Georgina, grabe, ang ganda-ganda niya! Too bad the video was so dark. It would've been nice to see their gorgeousness in all their glorious detail!

While that was a fun video, this next one was what really made my weekend. It's also a lip-dub vid but this one had a wonderful purpose: Get the girl to marry him! It is so sweet and fun and happy and full of LOVE!



When he said, "You've given me a lifetime of happiness. Will you let me spend the rest of my life with you?" I so know what he means. Vince did that to me. In the first year we spent together, in the first month even, he already changed my life. Even if we hadn't ended up together, he'd still have given me a lifetime of happiness. So being together all these years, with all the laughter, the adventures, the love, the kids, my life is absolutely filled with happiness. Thanks, Vince!