Showing posts with label Money & Shopping. Show all posts
Showing posts with label Money & Shopping. Show all posts

Sunday, July 19, 2026

Unboxing and Review: Eve & Adam bags

I have had these bags for a good while now, but it's only now that I'll share my Eve & Adam bags review. But first, let's do an unboxing! Because that itself was an experience worth sharing. 


I bought my bags from their Instagram platform. I've been eyeing them forever, but I couldn't choose. I liked a LOT! So I asked my followers to choose for me. And here's what they picked: the green Sophia's doctor's bag and the red Eve wooden satchel.



Although TBH, I wanted them all! I rarely buy new bags, but I've been wanting to support Filipino brands na talaga. And maganda talaga ang Eve & Adam... sa photos. So I wanted to check if maganda rin sila in real life. And hindi mahal at all. So I figured I could buy two. 

My bags came in individually wrapped boxes. So it was exciting to get such big boxes! Then when you open them, thoughtful cards of appreciation and information greet you.


And now let's meet the bags! Let's check out Sophia, the bag that reeled me in. I love it! Hindi siya animal leather, so kailangan mas maingat ka sa paggamit. Hindi siya pwede ibalibag. 


Sophia comes with 2 straps. I like the nylon one better because my shoulder prefers wider straps. Although I usually hand-carry this naman so I rarely use the straps. Magaan siya, very roomy inside. Maraming kasya kahit na mukhang maliit. 


Now let's check out Eve! This is such a unique bag and the bag that I think is their signature offering. I don't know if it's their most popular one. I just know that it's their singular one, the one na isang tingin mo pa lang alam mong Even & Adam bag yan. So of course I had to get one!


It is absolutely gorgeous! It's made of vegan leather and wood. The handle and the sides of the bag are made of wood. I dunno what kind of wood but they feel solid, but not mabigat. 


Inside, there's a pocket. That's it! It's a bag na pang-arte lang kasi hindi kasya ang bahay mo rito obviously. Those wooden sides don't allow it to be roomy. So wallet, phone, and konting kikay stuff lang talaga ang kasya. 

So I don't get to use Eve so much, as I am a very busy working mom who goes about life with a big bag of everything. But I still love this bag if only because it's beautiful. As Emerson wrote, "Beauty is its own excuse for being." And that applies to Eve.
 

And that's it! My unboxing and mini reviews of my Eve & Adam bags! Let me know if you want more of this kind of posts. And if you're looking for a new bag, try this local brand. Subok ko na siya and highly recommended!

Shop Eve & Adam bags from: Instagram, Lazada, and Shopee.

Enjoy your Sunday today, dear Loyal Reader! See you next Sunday!

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Monday, March 23, 2026

7 Reasons Why You Should Get Pluto's Not a Planet - a book about a little robot that just won't quit!

Hi everybody! I’m so happy (and honestly a little emotional) to share that we have officially launched a children’s book that has been part of our family story for a long time. Everyone, meet Pluto's Not a Planet!


Pluto’s Not a Planet by Vincent C. Sales and Vito Sales. It makes my heart so happy to see those names on the cover of a real book! Because this was a story that was created years and years ago, when our son Vito was just a preschooler. 

As you know, in our house, we are big on storytelling, and my husband and I loved not just reading bedtime stories to our boys, we also made up stories practically every day! Vince, the novelist in this family, especially enjoyed building stories with our boys using toys, imagination, and a lot of heart. And that is how this story about a little robot with a very big dream and a whole lotta love and determination was made! 

But... it was a story that only our kids enjoyed. So when Vito needed a way to reach his own dream 10 years later, I figured, "Why not make Pluto a real book and share it with everyone to help make my boy's dream come true?"

And so here it is! And we’re excited to finally share it with you!

 
Please get this book by Vince and Vito! Here are seven good reasons to get Pluto's Not a Planet:
 
1. It was made with love (and a lot of imagination)!

This book didn’t start in a boardroom or a publishing meeting. It started on the floor, with toys, paints, laughter, lots of chatting... and a father and son building worlds together. Every page carries that sense of play and wonder.

So... Check out the pages! Vince and Vito built characters and rocketships out of LEGOs, planets out of molding clay, and all the background scenery with paint. I have happy memories of this time! Why? Because... 

2. It celebrates curiosity and big dreams.

Trivia: Did you know that Pluto the planetoid has a heart? And that's one of the inspirations of this book! Check out the red dot on Little Robot - he has a huge heart, just like Pluto! Because he's going to need a lot of love and courage to chase his dream.

The heart of Pluto’s Not a Planet is about curiosity and grit. It's about asking questions, thinking differently, and dreaming boldly—even when others say something isn’t possible. It’s a gentle reminder that curiosity is always worth it! 

And that's why... 

 
3. It’s perfect for STEM-loving kids (and kids who don’t know they love STEM yet).

Pluto's Not a Planet naturally appeals to young mathematicians, scientists, engineers, and builders. But I truly believe it’s just as lovely for children who simply enjoy space, robots, and imaginative stories. And stories about adventure! And never giving up! Which is why...

4. It makes a meaningful gift!

If you’re looking for a gift that’s thoughtful, a little different, and rooted in values like curiosity, perseverance, and creativity, this book is it! 

Plus, you and your family will see how... 

5. It shows kids that creating something matters!

As my husband loves to say, "In the age of AI, Pluto's Not a Planet is definitely not AI!" 

Yep, because this book was created in 2015-2016! 

But seriously, this is a story made by a Papa who wanted to show his son that no dream is too big and by a child who had fun making it... and then grew up. And that detail matters. This book quietly tells young kids: what you make today can mean something tomorrow. Their ideas are worth taking seriously.

And that idea can be turned into a money-making venture because... 


6. Every book sold helps a child chase a real-life dream.

This is the reason that pushed Pluto’s Not a Planet from a family project to a real book we want to share with everyone! Vito's really good in his academics, especially math and science. He was part of the Philippine delegation at the International STEM Olympiad at The Hague in 2024, where he brought home medals! 

And now he's been invited to the Asia Math Engineering Challenge in Malaysia this July. And we need your help to send him there. All the sales of Pluto’s Not a Planet help fund Vito’s participation in AMEC. Buying the book means supporting not just a story, but also a young person stepping into the world with courage and confidence... just like Little Robot! And every copy you buy is you helping Vito take one step closer to his dream. So please buy Pluto's Not a Planet! 

And the last reason is...

7. Because you love me—and you want to support a mama who loves her son very much!

Let’s be honest. If none of the reasons above convince you, dear Loyal Reader, this one might! This book exists because of love: a father’s, a child’s, and yes—a mother’s. My love. My belief. My unending support for the dreams of my family. 

If you’ve ever rooted for someone else’s child, believed in a young dreamer, or simply wanted to say “I see you” to a fellow Mama doing her best, buying this book is a beautiful way to do that.

Thank you for reading, for cheering us on, and for being part of this journey. We’re so excited to share Pluto’s Not a Planet with you. Please get a copy and help send Vito to Pluto, er, Malaysia! 

Visit our website for more details! 
https://plutosnotaplanet-book.my.canva.site/





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Thursday, September 11, 2025

Here's how to have a simple wedding

There’s nothing wrong with having a big church wedding with 300 guests, a gorgeous designer gown, and a wedding reception that costs the same as the deposit on a family home if that’s what you want. I have been to many outrageous, elegant, outlandish, or crazy weddings that obviously cost a pretty penny (lotsa them!) and they are all as meaningful as a civil wedding at city hall (yes, been to a city hall wedding, too!).

Our wedding looked fancy but it really was a simple affair.

Now if you're one of those who prefer a simpler, more minimalistic wedding that is just as beautiful, but which won’t cost nearly as much, then here are some ideas to help you create the simple wedding of your dreams:

Trim the Guest List
The first step to having a simpler wedding is trimming down the guest list. You do not have to invite everyone you know to your wedding. Only inviting the people you truly care about is what matters in a truly important event such as your wedding.

But in our dear country where everyone knows everybody, how does one get away with that??? You don't. You'll have angry neighbors, resentful relatives that you don't even know, and enemies even who can't comprehend why they weren't there to scowl at your happiness. How do you trim the guest list then? Here's what I accidentally did: Vince and I scheduled our wedding on a weekday because April 18 was the anniversary of our first kiss. Vince didn't want to remember another date, so April 18 it was even if it was a Thursday. I invited 250 people but only 140 RSVP'd they'll come. Why? "Because we have work." Guys, you work every day; I get married once in a lifetime. If you can't take the day off, half the day off even to attend my wedding then #alamnathis. 

Another tip my friends shared is to do a destination wedding. Invite everyone in the world! But pay only for the trip of a select few. Inviting everyone means you care for them but only the ones who care for you will spare the time and expense to be there. 

Semi-joking aside, I really wish Filipinos didn't get so sensitive about invitations. Weddings are so personal. So only the people who you really want to be part of your happiness should be there as this is the best way to ensure that you have a truly meaningful wedding day.

Buy the Rings Online
It’s not a wedding without the rings, but if shopping for jewelry isn’t your thing and you don’t want to be pressured by an insistent salesperson into going over your budget when she shows you lots of shiny things and flattering you, you can shop in peace at a great wedding ring website (check out https://www.whiteflash.com/wedding-rings/tacori/). As my Loyal Readers know, I am a huge fan of online shopping. It helps me consider lots of choices within my budget without having to talk to a stranger. If there had been local jewelry brands that had online shops back in my day, I'd definitely have shopped online!

Tip: Many jewelers also offer jewelry financing options, so you can comfortably pay for your dream rings in installments without stretching your wedding budget.

Vince's cute nephews (they're teenagers now)! We got our rings from a bridal fair—also a great place to find good deals. 

Buy Everything Online!
Since we're shopping for rings already, check out the rest of your wedding needs online. No need to spend for parking and gas and eating out. You have the entire world at your fingertips! You can buy your flowers, shoes, suits, gowns (check out styleaisle for fab gowns!), cake, and souvenirs from the comfort of your own home. The best part is you can save because you can compare prices and avail of discounts. Try it!


Limit the Dinner Choices
Okay, as a Pinoy, I firmly believe that you can make tipid on everything but never the food! Long after the day is done, you'll only have photos to remember the day, right? But your guests will remember the food. They won't remember your designer gown, your crystal goblets, your diamond-encrusted tiara, or the song of your first dance (although I do remember this one wedding where the newlyweds danced to "Maybe It's You." Maybe??? Everyone was giggling.). What they'll all remember for years to come is what you served them and if it was bad or good. 

I read somewhere that half your wedding budget should go to food. That sounds crazy but it's true. The longer your guest list, the bigger the food bill. It’s easy to spend a lot on food if you decide to offer a wide range of dishes and desserts, so what you do is limit the food choices. You don't need hundreds of different appetizers or a dozen cakes, right? Just a salad and few pika-pika, a meat course (with a choice of fish, meat or chicken maybe), some carbs like rice and pasta, and a couple of desserts, that's okay! As long as you ensure that there is at least one option for people with special dietary requirements such as vegans or allergy sufferers, then having a couple of simple options that are nice, but not too fancy is all you need.

We had a lovely sit-down dinner that our guests still talk about a decade after. Our cake was homemade by a friend.

While we’re on the subject of food, it’s much simpler to pay a little more and have the whole deal catered by a prefessional (try https://www.bitecatering.net/). Some things you can do yourself but when it comes to feeding a big group of people, get help. Many people think catering their own wedding, with the help of friends and family is the simpler option, but it is actually very stressful, so be mindful of that.

Delegate
It’s pretty natural to want to have control over what is one of the biggest days of your life, but that doesn’t mean you can’t delegate, and you should if you want it to be as simple as possible. Hence the booming business that is called wedding organizers. They pretty much call the shots at the wedding so that the bride and groom can enjoy their day. However, their services are pretty expensive.

If your wedding is small and simple enough and you happen to have an amazing bunch of helpful friends, then you probably won't need a wedding organizer. The key is to work out what you want and then delegate specific tasks to friends and family. That way, you do have control over what your wedding will be like, without having total responsibility for making things happen.

In my case, I couldn't afford a wedding organizer. My photographer wanted me to hire one because he didn't want to bother me daw, but walang budget! So I just asked my sister to take care of the day itself. I wished I had asked more people to help out, though. I think my sister got stressed (love you, Jacqui!).

My dear friend Kate Torralba was the designer, stylist and wedding singer! 

Do It Yourself
Now, if you really want a simple affair, with as little interference from strangers as much as possible,  then you can make your wedding a charming, homemade affair. Taking the DIY approach to everything from invitations to flowers is actually pretty simple. Maybe you can create your own invitations and print them out at home versus navigating the millions of choices available at shops. If you have beautiful handwriting, you can address the envelopes yourself (I did!). If your mom has a lush garden, maybe she can create shabby chic bouquets for you and your entourage. Ask your friends what service they can give to you as a gift (just don't be an unreasonable, entitled and demanding bridezilla!). Your wedding can be even more memorable and meaningful if everyone who made it possible is someone who loves you.

Was your wedding a simple affair? What tips can you give couples looking to have a simple wedding of their own?

*This post was originally published in February 14, 2018.

*This post contains affiliate links.


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Saturday, July 26, 2025

Guess What, Moms? Watsons is Now Open 24/7 in Select Branches!

Let’s be real—life as a mom doesn’t follow store hours.

Whether it’s a feverish child at 2 am, a sudden breakout before a big meeting, or just a much-needed self-care moment after everyone’s finally asleep, emergencies and “me time” don’t clock out. That’s why I'm happy to report that Watsons now has 24/7 branches!

Yes, you read that right—some Watsons stores are now open all day, all night, making it easier for busy moms like us to grab health, wellness, and beauty essentials whenever we need them. I personally live near a Watsons and find myself dropping by almost weekly (sometimes more). I buy skincare for me and the boys, pick up my asthma, pills, and cholesterol meds, and sometimes I buy a treat for the kids.

And now? Even if something comes up late at night (like last week when my son had a raging skin infection!), I know I have options.


More Ways to Shop, More Hours to Breathe

Watsons has always been a go-to for moms, and they’re stepping up even more with longer store hours, Click & Collect through the Watsons App, and home delivery—a lifesaver on those “no one is getting out of the house” kind of days.

This year alone, they opened 29 new branches, including several 24/7 locations in Manila and Cebu. These stores are fully stocked with everything from prescription meds and vitamins to skincare favorites, baby essentials, and even that mascara you forgot to replace.

Watsons’s goal? To support us in our health, wellness, and beauty journeys—no matter what time it is.
 
Here Are Some 24/7 Branches Near Metro Manila Moms:
  • The Medical City, Pasig
  • Taft, Ermita
  • Tayuman, Manila
  • Zabarte Road, North Caloocan
  • Guadalupe, Makati
  • BGC High Street South & Forbeswood Parklane
  • Bayani Road, Taguig
  • E. Rodriguez, QC
  • Marikina Shoe Ave
(And more in Luzon, Cebu, and Davao—full list linked below!)


Because Moms Don’t Sleep—And Apparently, Neither Does Watsons

So the next time you run out of paracetamol, need a last-minute gift, or just want a new face mask to unwind with, remember: Watsons is there for you, 24/7.

This one I haven't tried so let me know your experience but you can also shop from home via the Watsons App, enjoy exclusive promos, and choose to have your orders delivered or ready for pick-up—easy peasy for us multitasking mamas, especially in this crazy weather.

Check the full list of 24/7 Watsons branches here:
https://www.watsons.com.ph/watsons-24-7-stores

Because looking good and feeling good shouldn’t have to wait ‘til morning! 


*Photos courtesy of Browne Communications
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Monday, July 21, 2025

Slip Into Style - the Ultimate Guide for Summer Slippers

Hi everyone! Today, let's talk about the Ultimate Guide for Summer Slippers!

Shop Beige Rhinestone Mesh Square Toe Flat Slippers.

Every woman loves a good pair of boots, but there comes a time when your feet need to enjoy some freedom with a good pair of slippers on a hot summer’s day. Whether you're enjoying an afternoon at home, heading to the beach or planning a casual get-together with your friends in the garden, summer slippers are the perfect choice. But with so many styles and colours, how do you know which ones are perfect for you? Everything you need to know is in this ultimate guide!

MATERIAL

Choosing the correct material is essential to keep your feet happy and stylish all summer long. Ideally, you would like to choose something comfortable and breathable that will keep your feet sweat-free. Some materials are also machine washable, which is ideal for busy moms who don't know which way the next spillage is coming from!

Cotton - slippers made with cotton or cotton-mix will keep your feet cool on a hot day.

Acrylic – it is a pleasant-to-touch material that is lightweight and very durable. Perfect for a busy mom when every day brings a new challenge – you want something reliable.

Wool – similar to clothing made from wool, it keeps you cool when it's hot and keeps you warmer when it's cold. This is a highly breathable material that is excellent for temperature regulation and keeping your feet healthy. Ideal for sensitive skin, an odour-resistant and eco-friendly option.

Suede or leather – a more durable option for summer footwear that also gives an elegant look.

Shop Coffee Faux Raffia Detail Hollowed Open Toe Slippers.
 

STYLE

While slippers have less material than boots, it does not mean they have any less style! Here are some of the most popular styles of slippers that every woman should consider adding to their shoe closet.

Flip-flops – who does not love a good pair of flip-flops?! They are lightweight, versatile and come in as many colours as there are vacation destinations.

Espadrilles – it is a timeless piece that every woman should have. They are often made from light, breathable fabric and style well with countless outfits. Whether you’re planning a back garden party or running to the shop for the last-minute supplies and still need to look stylish in case you run into someone, this is the perfect choice.

Mules – who said mules are out of style?! It is a perfect mix of elegance and comfort and should definitely be on your next shopping list.

Sandals – a simple pair of sandals has the power to elevate your look to the next level. Choose neutral colours so they can be paired well with jeans as well as a sunflower dress.

Sporty slip-ons – an active lifestyle does not mean having to sacrifice fashion. Sporty slip-ons have the right cushioning and support, so your feet feel comfortable on long days running errands, while the colourful straps are there to match your favourite handbag.

VERSATILITY

If you don’t want to have multiple pairs of each style available, choose slippers that are as good indoors as they are outdoors. When choosing a pair, imagine which outfits they would look good with. Is there a dominant colour in your summer wardrobe? Match that colour with your new slip-ons. Consider choosing a classic design that will look good with a pair of shorts as well as a long beach dress.

GOOD FIT

A good fit is extremely important for summer wear. In hot weather, your feet tend to swell, and improperly fitting slippers can result in new blisters and discomfort. Make sure your toes have enough room to move freely, as well as that your heel doesn't slip out when you walk. Some brands offer built-in arch support or removable insoles to suit everyone's needs. When selecting slippers, comfort should always be your top priority. If you spend a lot of time on your feet, consider cushioned insoles, memory foam, and soft lining.

Shop Gold Clip Toe Pointed Toe Strappy Flat Slippers. 
 
Whether you’re looking for maximum comfort lounging by the pool or planning a stylish grill party, summer slippers are the go-to choice. It is time to treat yourself to those classy espadrilles that you’ve been eyeing for a while and step into the summer with style. When chosen correctly, your perfect pair will take you from beach to brunch while feeling chic and comfy!


*Photos from Dear Lover!
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Saturday, June 21, 2025

Huge discount for Unilab medicines!

Mamas, may good news ako para sa inyo. So here's my Watsons receipt for my drugs. Laki, no? 


Pero kung wala akong Unilab discount, that bill would be bigger. So thanks, Unilab! And thanks to my doctor for sharing this with me. And now I'll share with you!


The discount I got was for my statins. Yeah, ang cholesterol ko ay mataas super. Well, na-manage na with diet and exercise and my statins. So dapat P1,132 for 30 tablets. But I was given 27% discount. That's much bigger than the 20% discount for senior citizens and PWD!

And because I love you all, here's all you need to do: SCAN the QR codes!



Actually, just scan it and register and you'll get a text message with a code. Ipakita mo yung code na yan sa cashier and they'll automatically grant you your discount! Hooray!

Anyway, I'm going to see my pulmonologist soon because I checked Unilab's website for the generic names of my asthma drugs. And they have my meds! I'll ask my pulmo kung pwedeng palitan drugs ko from GSK to Unilab. Nang makatipid naman ako. Ang laki rin ng gastos ko sa gamot buwan-buwan!

Hindi ito sponsored post, ha! Just sharing because my doctor told me to. Have a good weekend!

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Tuesday, June 10, 2025

Start the School Year Right with Abenson’s Back-to-School Deals!

Some good news from our friends at Abenson! Shop this June for exciting deals!


As the new school year approaches, Abenson is ready to make back-to-school shopping simple and stress-free for parents, students, and teachers. Whether you’re upgrading your child’s gadgets for learning or selecting appliances that support daily routines like daily baon, Abenson offers a wide selection to meet every need. Find the latest laptops perfect for school projects, printers for school work, refrigerators to keep your child’s baon fresh, and washing machines designed to handle uniforms with ease, all at affordable prices.

To make shopping even more rewarding, Abenson is offering special promotions throughout June.

Freebies for every Laptop and Printer
  • Get a FREE Desk Drawer (worth ₱3,998) to organize your study space with select laptop purchases
  • Enjoy a FREE HP Printer (worth ₱4,695) for hassle-free assignment printing

Value Bundles
  • FREE TV bracket and installation (worth up to ₱7,998) on select TV models
  • Buy 1, Get 1 Dowell Stand Fans for just ₱2,692
  • Two Asahi Stand Fans for only ₱3,790
  • FREE basic installation on select washing machines

Brand Week Sales
  • LG Brand Week: Save up to 30%
  • TCL Brand Week: Save up to 35%

Exclusive Rewards for Abenson Members
  • FREE Jisulife Fan (worth ₱745) with select fan models
  • FREE Tekno Oven (worth ₱3,495) with Le Germania Cooking Range purchases
  • FREE Microwave with select multi-door or side-by-side refrigerators


Flexible Payment Options to Fit Your Budget

Understanding that budget flexibility is important, Abenson provides multiple payment options, including “Shop Now, Pay Later” plans, 0% installment terms with partner banks, and special promos with GCash and Apple financing partners. These options make it easier than ever to prepare for the school year without breaking the bank.
  • Shop Now, Pay Later: From May 1 to July 31, buy now and pay up to 2 months later, plus enjoy 24-month installment plans through 9 partner banks
  • 0% Installment: Interest-free terms on select items from June 1 to 30
  • BPI Appliances @ 24 Months: Long-term installment plans for appliance purchases over ₱10,000, valid June 1 to August 31
  • GCash GGives Back to School: From June 13 to August 4, pay with GCash in installments with zero downpayment and get ₱500 off on laptops, phones, and tablets (minimum spend ₱15,000)
  • Apple Device Promos: UnionBank offers 0% installment up to 24 months on all Apple devices from June 1 to 30

More Sulit Eskwela Deals with Financing Partners
  • No credit card needed for select promos, running until June 30
  • 0% Hulugan Festival on select appliances and gadgets via Home Credit
  • FREE last monthly payment plus ₱500 Chowking GC on select items
  • Zero downpayment with Skyro plus FREE Aquaflask Tumbler
  • Low downpayment with Salmon plus FREE ₱500 Grocery GC

Abenson also offers added convenience through services like ink delivery and printer repair via Smile Serve, as well as School and Business Solutions for schools and dormitories. For those last-minute needs, an expert Abenson Personal Shopper is available to provide fast same-day delivery.

With over 150 stores nationwide and a fully stocked online shop, Abenson makes gearing up for the new school year straightforward and affordable. Visit your nearest Abenson store or shop online at abenson.com. For more information, call 8811-8811 or follow @abensonappliances on social media.

Make this school year easier and more affordable with Abenson’s Back-to-School Sale — where quality, value, and convenience come together.

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Monday, June 09, 2025

Bank account: Nearly empty. Heart and spirt: Very full!

I'm feeling happy today. 

Why? Because enrollment is done! Tuition is paid! Hallelujah!

New books and notebooks are piled high on the coffee table, smelling like a fresh start. I also just checked our bank account—the one devoted to just tuition—and it’s down to a grand total of… P5,702. Yes, mamas. Five thousand, seven hundred and two pesoses. And all I could think was: “Time to fill you up again, baby!”

Did I sound excited? Why yes, yes, I did! I’m not panicking. I’m pumped. Because we’ve done this before—and by God’s grace, we’ll do it again.


I think it's safe to say that all parents feel a little dizzy when we see the amounts of money we hand over to the bursar's office during enrollment. But weirdly enough, paying tuition gives me a kind of buzz. When we were newly married, Vince told me while we were collecting the mail, “You’re the only person I know who's happy to get bills.”

Well, I wouldn't say I'm happy. I dread getting my credit card bill huhu. So happy isn't the word. More on I feel... inspired.

Lemme explain. There was this one time someone interviewed me about writing, and when I was asked what inspires me to write, I replied honestly, "Deadlines!" Nothing gets me to write like a looming deadline! Bills kinda have the same effect on me. I swear, if I didn’t have bills to pay, I’d just veg out in front of the TV and Netflix until further notice. But thanks to tuition fees, association dues, utility bills, and yes, those dreaded credit card statements, I’m out every weekday, 10 hours a day, busting my butt being a functioning adult. 

Mamas, this calls for a poem!

Look at me!
I pay bills.
I earn money.
I do this all
And that makes me
A responsible member
Of society!

Okay, that was a bad poem haha

Anyway! Nobody likes bills (not even me). But I look at them differently, especially now. They remind me that I have sons—3 growing boys who eat like they have black holes for stomachs, who love going to school where they are now learning Korean from their Korean classmates, which means I’m paying for extra classes this summer… so  they can learn Filipino instead!

Ah kids. So illogical. So expensive. So very much the reason for me aging! 

But, jokes aside, as I was going home, I realized that we've been paying tuition since 2015. That's 10 years, mamas! And so far, so good.

I'm so proud of this achievement. And also so very grateful that for a decade, God has been providing for my family. And I'm reminded of His goodness when I see those tuition receipts stamped: PAID. PAID. PAID.

What. A. Rush!

So, yes, the tuition bank account may be near empty, but my heart is very full.

No fear. Just a giddy expectation of more blessings to come. Because my God is good. And my God always provides for my needs.

So enrollment is done!

And I’m feeling happy today. May you be just as blessed as I am!

“And my God will supply every need of yours according to His riches in glory in Christ Jesus.”
Philippians 4:19 

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Saturday, September 28, 2024

Yes, I did get a Tod's D Bag... and how!

My dear Loyal Readers deserve this little story. You're going to love this because at the height of my obsession, you sent me messages encouraging me to just buy it! And so I did. But I'm getting ahead of my story.

Once upon a time, a silly girl fell in love with the ugliest designer bag in the world.

I first told you about my Tod's D Bag love affair in my old beauty blog way back in the late 2000's. I remember the comments saying they'd never heard of Tod's before. I don't care if no one knew Tod's. For me, it was Princess Diana's bag and that was enough reason to own one. I reaffirmed my desire for that ugly plain bag here: Yes, I still want something from Tod's. Two years later, with Kate Middleton (plus Hollywood celebs and local fashionistas) also caught out and about with the Tod's D Bag , I promised myself I would own one one day.

But I could never bring myself to buy it because I just didn't have the money. And then when I finally did have the money, I realized it wasn't even that beautiful a bag to splurge on. It's really quite boring. But I liked its plain ugliness, its anonymity, and the fact that no one owned one. Everyone I knew had more than a few Louis Vuitton, a couple of Pradas and Goyards, a Ferragamo here, a Fendi there, a Celine, a Chanel, and even an Hermes. But a Tod's? Nobody owned a Tod's. The bag that two princesses owned? The bag that Amy Dunne, the most insane movie wife, carried??? It's the most understated, under-the-radar luxury designer bag. And that's why I was obsessed with it. But I didn't want to fork over that much cash for it. 

So at first, it was around 70K. Then every year, it got more and more expensive until finally, it was 115K. I figured it was never going to get cheaper so I should buy it. But, being a mom by then, I very quickly snapped out of that insanity when I realized the better choice isn't always the easiest choice. So I let go of the dream but asked God anyway that if ever He can throw one my way, I'd appreciate that very much.

Now I've said here before that we must never treat God as a wish-granting fairy. That said, I've had some prayers answered (do you remember my Ethan Allen headboard?). So a year after I bid good-bye to Tod's, one of my friends said that I could buy from Japan. In Japan, she said, people discarded their designer bags quickly. So I went to the eBay store she told me about and I was astounded to find the exact Tod's D-styling Bauletto Bag in dove grey that I wanted. And it was in pristine condition. It was practically brand new! I couldn't believe it!

Now, on eBay, it's an auction and the starting bid for the bag was Php 4,500. I couldn't believe it! I saw that the bidding was open for 7 days, and that made me lose hope because bids can go up to crazy amounts. There's automatic bidding so I started my bid at Php 5,000 and set my final bid for Php 15,000 and I told myself I won't check the bidding war till after the auction ends. Because sometimes, in the last few minutes of the auction, that's when the bids come in and you get excited and carried away and bid and bid and bid, then the next thing you know, you've pledged your entire savings and retirement plan for something dumb like a bag.

So 7 days later, I checked eBay and to my shock, I had been the only bidder! So I won the bag of my dreams for only Php 5,000! Shipping was Php 4,500. I paid for it with my credit card and 3 days later, I got the big box of royal bag joy. I opened it and my Tod's D-styling Bauletto Bag looked brand new. It smelled brand new. It felt brand new. I was so happy!

I don't know why I never blogged about this. I quietly debuted my Tod's D Bag in this post - A peek at Tod's SS 2017 collection - but it's such a bad photo so nobody noticed my dream come true hahaha 

This is my most recent outing with it. This was literally today!


So now here's the amazing part. 

The purchase never appeared on my credit card bill. This could be for a variety of reasons. In my case, the merchant could've failed to process the transaction correctly, or there was a technical glitch. Or there could've been a delay.

I waited and waited for the charge and then forgot about it till maybe a year or so later. So I called up the bank and told them they never billed me. They made me wait on the line for minutes on end, hunting down the purchase. They never found it. They then told me that since it's been more than a year, it's considered "outside their window for action." A bank allows disputes for billing errors within 60 to 120 days so they said I could try contacting the merchant to ask if they want to reprocess the transaction. So I (very reluctantly I will admit) sent a message to the store. They never replied. You know why? The eBay store didn't exist anymore.

So I got my Tod's D Bag for free.

FREE! FREE! FREE!

After all those years. After all that hemming and hawing. After all that praying. I got my silly bag for free!

You gotta admit that's incredible.

So I have the bag of my dreams. That I got for free. That no one knew about. Until today.

And that's my Tod's D Bag story. Oh, by the way, soon after I got my bag, Tod's discontinued it so now it's a collector's item. I can't sell it, though. It's really so used and battered. The leather's gotten softer, so it's slouchier and uglier. But that made me love it even more and so now I'm going to use it happily ever after! 

Follow me on Threads, @francesampersales
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Thursday, September 26, 2024

6 Tips When Using Your Credit Card to Purchase from Foreign Online Shops

Hi, everyone! Let's talk about...  tips when using your credit card to purchase from foreign online shops!

Now more than ever, it’s easier for consumers based in the Philippines to buy stuff from foreign shops using their credit cards and other payment gateways. The internet, combined with more efficient and tech-driven logistics systems, has elevated the level of convenience that everyday credit card users can enjoy while accessing a wide array of products that might not be available locally.


But are you truly maximizing the benefits of using your credit cards for online shopping? Perhaps there are still ways to make this process more efficient while ensuring that you get the most bang for your buck. To that end, here’s a list of tips that you can use to get better value for your money when shopping online:

Tip 1 - Choose the Right Credit Card.

First, you’ll need to use the right credit card when purchasing goods from foreign online shops. A credit card with low or no foreign transaction fees, for instance, can save you a significant amount of money. These fees are typically charged by banks for converting your peso payments into the foreign currency of the seller. For instance, if your card charges a 3% foreign transaction fee, a USD 100 purchase will cost you an extra USD 3.

After scrutinizing the foreign transaction fees, examine the rewards or cashback that your credit cards offer on international purchases. Some cards might give you 2% cashback on all purchases made in a foreign currency. This means that for every USD 100 you spend, you get USD 2 back, effectively reducing the cost of your purchase.

Cards that offer better rates can provide you with the best benefits for international spending. It would be good for your credit card program to afford you some perks for shopping you can already expect to do both locally and internationally. One awesome contender that’s available today is the Landers Cashback Everywhere Credit Card by Maya. On top of up to 5% cashback that you get from purchasing in Landers Superstore and 2% cashback you receive whenever you dine out, you’re also entitled to a 1% cashback for every other type of transaction—which means you can get even more value from this card when you shop from a foreign store online.

It’s also important to pay attention to the exchange rate used by your credit card, as this can affect the final amount you pay. Some cards offer more favorable rates than others. Research and compare the currency conversion rates offered by different credit cards to ensure you're really getting the best deal.

Tip 2 - Monitor Exchange Rates

That said, take note that exchange rates fluctuate. This means that you need to time your international purchase when rates are better for you so that you can save money. If you notice that the exchange rate for USD to PHP is more favorable on a particular day, for example, it might be a good time to buy that item you've been eyeing.

To make this task easier, use online tools and apps that provide real-time exchange rate information. They can help you compare the rates offered by different credit cards and decide which one to use for your purchase. Knowing the current exchange rate also allows you to set a budget for online shopping and avoid overspending.

Tip 3 - Know the Ins and Outs of Your Card’s Benefits

Many credit cards offer purchase protection, a feature that can cover you if an item you buy is damaged or stolen within a certain period. If you buy a gadget from an overseas store and it gets damaged during shipping, your credit card’s purchase protection policy may reimburse you for the cost of the item, for one. Check the terms and conditions of the credit card that you want to use to pay for your foreign purchases to understand the coverage and how to file a claim if needed.

In addition, some credit cards can also extend the manufacturer’s warranty on items you purchase. Let’s say that you are planning to buy an electronic device with a one-year warranty. In this scenario, your credit card might extend it to two years, which will save you money on repairs or replacements. However, do make sure to register your purchases and keep all receipts and warranty information for easy reference or reimbursements.

Tip 4 - Secure Your Transactions

No matter who you are transacting with, be it a local or foreign store, it’s a must to ensure that you’re holding your transactions on a secure platform. Make it a point to enable two-factor authentication (2FA) for your online purchases. This adds an extra layer of protection to your purchases and works by requiring a second form of verification, such as a code sent to your phone, in addition to your password. Activating 2FA makes it harder for unauthorized users to make purchases with your card.

Also, check out if your credit card provider offers the use of virtual credit cards. If you can use these temporary numbers instead of your actual card details, you’ll be able to get extra protection against potential fraud. In case the virtual number is compromised, you can have peace of mind knowing that your real credit card information remains safe.

Still, regularly review your credit card statements to spot any unauthorized transactions as quickly as possible. If you notice any suspicious activity, report it to your credit card issuer immediately. The good news is that most providers offer zero liability protection, which means you won’t be held responsible for fraudulent charges if you report them promptly.

Tip 5 - Look for Deals and Discounts

Make sure to look for promo codes and coupons that can reduce the price of your purchase. A number of websites and browser extensions can help you find valid discount codes for various foreign online stores.

Also consider joining the loyalty programs of the online shops you frequently buy from. These programs often offer exclusive discounts, early access to sales, and points that can be redeemed for future purchases. Participating in these programs can help you get better deals and stretch your budget for foreign goods even further.

Tip 6 - Learn Your Card’s Return Policies and Fees

Lastly, make sure you carefully read the return policies of the foreign online shop you’re buying from. Knowing the conditions under which you can return an item, as well as any associated costs, can save you from potential headaches.

Some stores may offer free returns, while others might require you to cover return shipping costs. You should also be aware of the costs associated with returning items internationally, as these can be quite high. If you need to return an item, consider using a shipping service that offers tracking and insurance to ensure that your package reaches its destination safely.


Tips like the ones mentioned above can make your online international shopping experience more rewarding and secure overall. Be a smart consumer and maximize the benefits afforded by your credit card while minimizing the costs of shopping in foreign online stores and getting the most value out of your much-awaited purchases.


*Photo by Vitaly Gariev on Unsplash
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