Showing posts with label Press Release & Guest Post. Show all posts
Showing posts with label Press Release & Guest Post. Show all posts

Friday, December 29, 2023

Tips for Choosing the Right Coworking Space as a Digital Nomad

 


Now that modern technology has begun redefining the nature of work beyond the traditional office-based 9 to 5, the life of a digital moment is becoming increasingly appealing to many people. Embracing this lifestyle gives you the freedom to work from anywhere in the world and to choose spaces that maximize your productivity. The quest for the right coworking space is akin to finding a second home whose environment is conducive to doing your best work.

Of course, it’s no walk in the park to find the ideal coworking space. You want more than just a workspace that looks pretty—you’ll need an environment that aligns with your personal working style and also meets your professional needs. This choice becomes especially important when you consider the amount of time you’re likely to spend in your chosen coworking space. Fortunately, this handy guide offers some expert tips for choosing the right one.

1. Consider Your Internet Needs

The internet is an indispensable lifeline for workers in pretty much any industry today, but it’s especially important for digital nomads. A fast and reliable internet connection will make it that much easier to complete your tasks and communicate with your clients and colleagues. Hence, making quality internet one of your foremost considerations when choosing your coworking space is imperative.

While most coworking spaces boast high-speed Wi-Fi, it's always prudent to test the connection yourself. Additionally, consider supplementing the coworking space's Wi-Fi with your own mobile internet solution. In this regard, you’ll need to choose the right postpaid mobile plans. These plans can provide a backup for when Wi-Fi is less reliable, or you find yourself working from a location where the coworking space's internet doesn’t reach. This is to ensure that you always have a seamless online experience that allows you to work without interruptions or connectivity issues.

2. Choose a Conveniently Located Coworking Space

Ideally, you should choose a coworking space that’s situated in a convenient, accessible, and secure area. Think about how you will commute there. Can you reach it easily by public transport? Is the area well-lit and safe if you find yourself working late? Proximity to essential services like cafes, eateries, and even leisure spots can also enhance your workday experience by providing opportunities for breaks and informal networking.

3. Look for a Workspace Environment That Suits You

The ambiance and environment of a coworking space can significantly influence your productivity and well-being. Different spaces cater to different work styles: some are buzzing with activity and collaboration, while others offer a more serene, focused atmosphere. It’s important to consider what environment makes you most productive. Are you someone who thrives in a lively, social setting, or do you prefer a quiet corner where you can concentrate without distractions?

Try to visit any coworking spaces you’re considering before committing to a membership. This gives you a firsthand experience of the noise levels, the ergonomic comfort of the workstations, and the general vibe of the place. Some coworking spaces also offer additional amenities such as standing desks, private phone booths, or outdoor areas which can contribute to a more comfortable and versatile working experience. Remember, the right environment can fuel your creativity and motivation, turning the coworking space into a catalyst for your success.

4. Consult Reviews and Recommendations

When searching for the perfect coworking space, don't overlook the power of reviews and recommendations. These can provide valuable insights into the experiences of others and help you gauge what to expect. Look for reviews on independent websites, social media platforms, and coworking space directories. Pay attention to comments about the internet reliability and the atmosphere, as well as the responsiveness of the management team.

You can also expect to get equally helpful information from word-of-mouth recommendations. Reach out to fellow digital nomads or local online communities for their experiences and suggestions. They can offer unfiltered opinions and practical tips based on their own usage of the spaces. While a coworking space that works well for one person might not necessarily be the right fit for you, understanding others' experiences can guide you in making a more informed decision.

5. Check for Flexible Membership Plans

Adaptability is essential for digital nomads, whose work locations can change frequently. Therefore, it's important to find a coworking space that offers flexible membership plans. These plans can range from day passes to monthly memberships and provide the freedom to choose based on your current needs without the commitment of a long-term contract.

When evaluating membership plans, consider the cost in relation to the amenities the space provides. Does the plan include access to meeting rooms, printing facilities, or complimentary beverages? Is there a provision for accessing the space during weekends or outside of standard business hours? These factors can greatly affect your daily working experience. It’s also worth considering if the coworking space has multiple locations. It can be a huge advantage if you travel frequently, as this provides you with a familiar environment in different cities.

In conclusion, the journey to find the right coworking space is as unique as the lifestyle of a digital nomad. It's about balancing practical necessities with personal preferences to create an environment where your productivity and creativity can thrive. Hopefully, the tips above should provide you with a solid checklist of things to consider when choosing a coworking space that fits your needs.

*photo by Jason Goodman from Unsplash.

Wednesday, December 27, 2023

8 Wedding Planning Tips During the Holiday Season


The allure of a holiday season wedding captivates many couples and might even compel them to plan their weddings during the most wonderful time of the year. Imagine saying "I do" surrounded by the twinkling lights of December or during the fresh start of a New Year. Indeed, the yuletide season offers a magical backdrop for a wedding.

However, tying the knot between December and January in the Philippines comes with its own set of challenges. From competing with holiday events for venue bookings to navigating the whims of the chilly weather, planning a wedding during this time can seem daunting.

But don’t fret! If you and your partner have decided to wed amidst the bustle of the holidays, you can achieve the perfect wedding through thoughtful preparation and embracing the season's unique opportunities. With the tips below, you can orchestrate a celebration of your love that resonates with the warmth and splendor of the season.

1. Book Your Venue Early

The holiday season is synonymous with parties and other large gatherings, making it a peak time for venue bookings. So, for your wedding, start your search early and make your reservations as soon as you can to ensure you get your dream location. Popular wedding venues in Cebu and other large cities should be booked a year or more ahead, especially during prime dates like the holidays. To further avoid the holiday rush, consider booking midweek days as they offer more availability and lower costs.

Booking early also allows you to send out save-the-dates sooner, which is crucial for a holiday wedding when guests might already have other plans.

2. Plan for the Cold Weather

In the Philippines, the holidays are often marked by cooler weather, intense rainstorms, and sometimes even typhoons. While the country doesn't experience the freezing temperatures of a typical winter, the weather can still pose unique challenges for December, January, and early February weddings. If you’re considering an outdoor ceremony, it’s crucial to have contingency plans. Consider venues that offer both indoor and outdoor spaces so you can quickly move your celebration inside if a sudden downpour occurs. Providing umbrellas or raincoats can be a thoughtful touch for guests moving between different parts of the venue.

3. Budget Wisely

Budgeting for a wedding during the holiday season requires extra attention as prices for venues, catering, and other services can be higher. It’s better to be transparent with your vendors about your budget and look for creative ways to maximize it. For instance, your venue might already be decorated for the holidays, offering a festive atmosphere without the additional cost. Also, consider the timing of your purchases. Buying decorations or attire off-season can lead to significant savings.

4. Confirm Vendor Availability

With the Christmas season being a busy time for everyone, it's essential to confirm the availability of your vendors long before your event. These include caterers, photographers, florists, and entertainment. Be clear about your expectations and their ability to deliver on time, especially around peak dates. It's also wise to have a list of backup vendors in case of last-minute cancellations or changes.

5. Ensure Your Guests Are Informed and Comfortable

It's essential to inform guests about the wedding details well in advance because, as mentioned, many of them may have pre-existing holiday plans. Consider creating a wedding website or sending information cards with your invitations months before the wedding so they can prioritize your event. Make sure to include details about accommodation options, transportation, and any planned activities.

To enhance guest comfort, especially in colder weather, provide amenities like blankets or a hot drink station. If your venue is remote or is prone to be affected by the weather, consider arranging transportation to ensure everyone arrives safely and on time.

6. Embrace Holiday Decor and Seasonal Colors

The holiday season naturally brings a palette of rich colors and festive decorations. You can integrate these elements into your wedding theme to create a harmonious and spirited ambiance; doing this can also help you save on decor costs by utilizing the venue's existing decorations.

For something more unique, think beyond the traditional reds and greens; consider winter whites, blues, silvers, and gold for a sophisticated twist. Use lighting to create a warm, inviting atmosphere: fairy lights, candles, and lanterns can transform a space into a winter wonderland. Remember, the goal is to complement, not compete with, the holiday décor.

7. Capture the Holiday Magic in Your Photos

Your wedding photos are a cherished keepsake and a holiday wedding offers opportunities for breathtaking photographs. Collaborate with your photographer and take advantage of the holiday magic in the air by reflecting it in your photos. From snowy landscapes to twinkling lights, these elements can add a magical touch to your photos. Consider a mix of daytime and evening shots as well to take full advantage of the varied lighting during the holiday season. Don't forget to capture candid moments of guests enjoying the festive atmosphere—these spontaneous shots often become the most treasured ones.

8. Anticipate and Plan for Delays

The holiday rush can affect everything, from vendor deliveries to guest arrivals. Communicate with your vendors about contingency plans for late deliveries or other unforeseen events. If guests are traveling from afar, remind them to plan for possible travel disruptions. This foresight eases stress and ensures that your special day runs smoothly.

With these 8 tips, it should be easier for you to plan your wedding during the holidays. It's everyone's season to celebrate love and joy, and that includes your wedding! 

Your special day is a joyous occasion that can be magnified by the enchanting background of the yuletide season. While it can be challenging, the hurdles you might encounter when planning a holiday wedding are mere stepping stones to creating an event filled with warmth, love, and cheer. Follow these tips to help you weave the season's charm into your special day. Your holiday wedding can be a beautiful blend of romance and holiday spirit, leaving you and your guests with memories that will sparkle for years.

*photo by JESHOOTS.COM from Unsplash.

Monday, September 04, 2023

7 Essential Financial Skills Every Aspiring Small Business Owner Should Have

Last week, a co-worker asked me what I was doing before I joined the company. I said, "I'm still doing it. For the last 10 years, I worked as a professional blogger, freelance writer, and editor. It's a real BIR-registered business. And she was surprised because apparently, she doesn't know anyone who owns a small business. And it was my turn to be surprised because Filipinos have an entrepreneurial streak, especially when the pandemic hit. Online sellers, freelancers, sari-sari store owners, etc etc. So she asked me how to start a small business and what are good home-based business ideas. Click the links to find out!

My small business is writing! I enjoy being a writer and interviewing celebrities.

Meanwhile, I also think aspiring entrepreneurs in the Philippines are facing a dynamic business environment that demands a solid understanding of financial principles. Don't just start a business without thinking of the financials! To maximize your chance of success in such a competitive environment, soon-to-be business owners like yourself need to develop sound financial skills.

A clear grasp of different financial processes and best practices empowers you to make well-informed investment decisions and confidently negotiate with clients and stakeholders. If you're thinking of starting your own small business or startup, here are seven essential financial skills you should hone to build a strong foundation for your ventures and increase your chances of long-term success and sustainability:

1. Debt Management

Understanding debt management is vital for an aspiring entrepreneur who may need to apply for a business loan to start their venture or support its growth. Developing this skill enables people to assess their borrowing needs, choose suitable financing options, and manage debt responsibly.

In a business context, effective debt management helps entrepreneurs avoid overleveraging, minimize interest expenses, and maintain a healthy credit profile. A startup company, for instance, might be presented with the option to apply for a business loan Philippines banks are making available to their commercial clients.

A startup or small business like yours may find a good fit in the Maya Flexi Loan, a business banking loan that offers low fees and enables entrepreneurs to divide Php 2 million worth of funding into separate loans. Someone with excellent debt management skills will be able to use this flexible financial product to grow their venture and create a repayment plan that aligns with their business's cash flow.

2. Budgeting

Aside from being able to manage business banking loans well, aspiring entrepreneurs should also aim to develop strong budgeting skills. Knowing how to budget your finances and the funds that you’ve received through loans allows you to effectively plan and control your resources.

If you know how to create a well-structured budget as a small business entrepreneur, you can estimate your income and expenses, allocate your resources strategically, and avoid overspending, thus ensuring your business remains financially stable. You’ll also be able to identify cost-cutting opportunities, make informed decisions about investments and marketing campaigns, and set realistic financial goals for your organization.

3. Financial Forecasting

Financial forecasting refers to your ability to predict future revenue and expenses based on historical data and market trends. When you master financial forecasting (a skill I have sadly not mastered, hence here I am, an employee again - sigh!), you can anticipate potential challenges and opportunities and make proactive decisions to stay ahead of competitors.

Business owners who’ve developed the skill of financial forecasting can play a pivotal role in creating strategies, setting achievable targets, and guiding inventory management. It’s possible to build up this skill by analyzing historical sales data, conducting market research, and employing financial modeling and scenario analysis to project different outcomes.

4. Cash Flow Management

Effective cash flow management is essential for the survival and growth of any business. If you master this skill (again, a skill I failed at because of the pandemic), you’ll likely always have cash on hand to cover daily operational expenses, manage debt, and seize growth opportunities.

The skill of effective cash flow management also helps entrepreneurs avoid shortages that may lead to missed payments or disruptions. During periods of positive cash flow, on the other hand, this skill enables businesses to invest in equipment, hire skilled employees, and fund marketing campaigns.

5. Record Keeping

An accurate and organized financial record should serve as a solid foundation for your business decisions. It’s a must, then, for aspiring entrepreneurs like you to make a habit of keeping clear records of all your business transactions, including profits, accounts receivable, and the loans for businesses that the establishment has acquired. Doing so will allow you to get a clear overview of your business's financial health at any time, thus enabling you to assess its performance in the most accurate manner.

Proper record-keeping simplifies financial statement preparation and supports evidence-based decision-making, and it also facilitates smooth audits and financial reviews. Consider learning how to use accounting software to streamline record keeping and ensure that your business always has consistent and accurate records.

It’s also a sound habit to regularly reconcile bank statements, receipts, and invoices. If you aren’t confident about your current abilities, invest in financial training or hire an accountant to ensure that your records are accurate and up-to-date.

6. Pricing Strategy

Pricing strategy refers to the ability to set the right prices for products or services, and it’s also something aspiring entrepreneurs should learn or pick up. Business owners who are able to master this skill can maximize their profitability and maintain their competitiveness. This is because a well-crafted pricing strategy can attract customers, create perceived value, and boost sales.

You’ll be able to determine optimal pricing schemes by understanding production costs, competitor pricing, and customer demand. Boost your capability to optimize pricing, and strike the right balance between profitability and customer satisfaction, by conducting market research, analyzing competitors' pricing strategies, and considering customer feedback.

7. Financial Analysis

Lastly, entrepreneurs should also be able to assess the profitability, liquidity, and overall financial health of their businesses. This skill is called financial analysis, and it allows business owners to gain valuable insights into their venture’s performance.

Financial analysis informs decision-making by helping entrepreneurs identify strengths, weaknesses, and opportunities for improvement. In a business setting, this skill aids in evaluating investment opportunities, measuring financial efficiency, and formulating growth strategies. Go into your new business venture with the desire to improve your financial analysis skills over time.


By developing these skills, entrepreneurs can create strong financial foundations for their businesses, make the most responsive business decisions, and navigate future financial challenges and growth opportunities with confidence. Knowing that continuous learning and applying these financial skills will be instrumental in achieving long-term success and sustainability for your business, aspire to hone these in your journey as an entrepreneur.

Wednesday, July 12, 2023

Do’s and Don'ts sa iyong unang small business

I'm a sole proprietor of my writing and editing business. I had no idea how to start a small business but thanks to my friends in Taxumo, they helped me. So if you're dreaming, hoping, and wanting to start your own negosyo, research, ask around from entrepreneurial friends, and take the leap! Here's a guest post that I'm sure will be of help!

Let your money grow!

Ikaw ba ay nagpaplano na magbukas ng iyong small business ideas? When it’s your first time starting a business, it is better to start small. Lalo na kung limited lang ang iyong puhunan, magandang panimula ang small business ideas para matuto sa paghandle ng iyong negosyo.

Kung ikaw ay desidido na magbukas ng iyong small business, ito ang mga tips at mga do’s and don’ts when starting your small business!

DO: Research your market

Ang pinaka-mahalagang step when starting your business is to research your market. Mahalagang alamin kung ano ang wants at needs ng iyong mga customer. Ang mga tanong na mahalagang sagutin ay “Sino ang iyong target market?” “Ano ang mga kadalasang needs at wants ng iyong target market?” at “paano mo maaaring punan ang mga pangangailangan na ito?”

This first step is the important part when making the decision on whether to open your business, what services or products to offer, at kung ang iyong posibleng branding.

DON’T: Skip business planning

Never skip business planning! Mula sa market research, ang sunod na step ay to plan your business and have an outline. It is important to specify your goals and vision for your business, para rin iyong malaman ang possible steps and methods kung paano mo aabutin ang iyong mga goals.

DO: Get your business permit

Common misconception sa mga small business owners na hindi na kailangan ng permit para magsimula ng negosyo. Pero alam mo ba na mahalaga itong step para sa iyong negosyo?

Bukod sa makakaiwas ka sa komplikasyon dahil legal ang iyong negosyo, isa rin itong mahalagang factor para mapalago ang iyong negosyo sa future. If you want to expand your business in the future, kailangan mo ang mga permit na ito to get your loans and fundings sorted out.

DON’T: Be shy when promoting your business

One of the traits you should have is confidence and trust in your business. Huwag ka dapat mahiya na ipakilala ang iyong bagong negosyo sa iyong mga kamag anak, kakilala, at mga kaibigan! Sabi nga nila, ang tunay mong mga kaibigan ang siyang susuporta sa iyong business venture.

Mahalaga rin na gamitin mo ang social media to promote your business. Hindi mo agad kailangan gumamit ng paid ads, mahalaga lang ay alam mo ang kiliti ng iyong mga customer.

DO: Keep track of your financials

A small business is still a business. It is important to respect your hard work and your goals by keeping track of your finances. Make sure to take note of what goes in and out of your finances. Dito rin makikita kung tunay na mabenta ang iyong mga produkto, malaki ba ang losses, o kung anong specific products and services ang pinaka gusto ng iyong mga customer.

DON’T: Give up easily on your plans

Owning a business is no walk in the park. May mga panahon na hindi mo mare-reach ang iyong goals, o may challenges na makakasalubong. Pero ang mahalaga ay maniwala ka sa iyong goals at ang iyong pangarap. Do not give up on your small business dreams!

Are you ready to start your small business? Milk tea business man iyan o sari-sari store business, your first negosyo is the start of your big dreams!


Friday, April 14, 2023

Twilight Photoshoots: Adding a Touch of Magic to Your Real Estate Portfolio

During the pandemic, I amused myself with dreams of moving out of our condo and living in a house far, far away from the crowded city. That means I spent a lot of time on property websites. So when I got a request to share this article on twilight photoshoots to improve the look of your real estate, I just had to do it, in case you guys are in the middle of selling your house and are thinking of ways to make your property look more appealing. 

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This is Venice Canal. I first fell in love with it because of the tiny house of Whitney Leigh Morris. But she's moved to a farmhouse in France now. Photo by Roberto Nickson on Unsplash

As the sun goes down the horizon, the sky creates a magnificent palette of colors, casting a warm and enchanting glow on the surroundings. This magical time of day, known as twilight, provides the perfect setting for captivating real estate photos that can set your property apart. 

This post will explore the benefits of a twilight photoshoot (click this link for gorgeous photos!), the secrets behind capturing stunning images, and how to incorporate them into your real estate portfolio effectively.

The Allure of This Photoshoot

1. It sets your property apart

In the highly competitive world of real estate, standing out from the crowd is essential. Twilight photography has gained popularity among real estate agents as it showcases properties in a unique and memorable light.

2. It harnesses the power of emotion

When people browse through property listings, they look at a home's features and specifications and imagine themselves living there. Twilight photoshoots create an emotional connection with potential buyers by highlighting the beauty and charm of a property in a way that daytime photos simply cannot. The golden dusky hues of the time evoke feelings of comfort, serenity, and romance, transforming a house into a dream home in which buyers can envision themselves.

This definitely makes people want to relax - the perfect emotion you want prospective buyers to feel! Photo by Roberto Nickson on Unsplash

The Secrets to Capturing Breathtaking Images

1. Timing is everything

The key to capturing the perfect twilight image lies in timing. The optimal window for such photography is typically 20 to 40 minutes after sunset when the sky is still illuminated but not too bright. During this brief window, the sky's colors are most vibrant, and the artificial lights from the property create a harmonious balance with the natural light, accentuating the home's features.

2. Preparation and staging

Before the photoshoot, preparing and staging the property to showcase its best features is crucial. This includes turning on all interior and exterior lights and accent lighting. Ensure that the lawn is well-manicured, and consider adding seasonal decorations or outdoor furniture to create an inviting atmosphere.

3. Camera settings and techniques

Using a tripod is essential for such photography, as it allows for longer exposures and sharper images. To achieve the desired depth of field, use a smaller aperture (higher f-stop number), and adjust the ISO settings to minimize the image noise. Bracketing multiple exposures and blending them in post-processing can help retain details in both the highlights and shadows, resulting in a more dynamic final image.

Light and shadows add drama to an otherwise ordinary living room. Photo by Davide Colonna on Unsplash

Integrating Twilight Images into Your Real Estate Portfolio

1. Selecting the best images

Once you have captured a range of images, it's essential to select the best ones that showcase the property's unique features and create a strong emotional connection. 

2. Enhancing your marketing materials

Twilight images can be a powerful marketing tool when used strategically. Feature them prominently in your property listings, social media posts, and print materials, ensuring they work harmoniously with your other marketing efforts. 

3. Tracking the impact

To understand the effectiveness of incorporating twilight images into your real estate portfolio, monitoring key metrics such as website traffic, social media engagement, and inquiries from potential buyers is crucial. Analyzing this data can provide valuable insights into the performance of your marketing efforts, allowing you to refine your strategy and make informed decisions about future investments in this photography. 

A plain-looking house can benefit from sunset lighting because it invokes the idea of coming to a comfortable home after a stressful day at school or work. Photo by Gus Ruballo on Unsplash

A twilight photoshoot can transform your real estate portfolio by adding a touch of magic and enchantment that captivates potential buyers. By understanding the benefits, mastering the techniques, and strategically incorporating twilight images into your marketing materials, you can elevate your property listings and stand out in the competitive world of real estate. 

*article written by Olivia Wiley

Tuesday, April 04, 2023

5 ways to support your child’s dreams

I got an article advising parents on ways to support your child's dreams and, being a mom of 3 myself, I decided to share it with my mama readers. I'll insert a few personal comments (in italics!) so watch for those. 

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The boy in white is mine! Chess club is his passion!

No two children are exactly alike. While some might share common interests or hobbies, their personalities and set of skills and talents are unique to them. One child may be talented in athletics, while others may be more inclined toward the arts.

Parents have the power to create an environment that will allow their children to discover their talents and interests. Parents can encourage them, help them grow, and direct their steps so they can reach their full potential through these 5 ways.

1. Pay attention and provide hands-on experiences.

Studies show that learning is enhanced when children are given the opportunity to select what they want to pursue. One way to spark a love for learning is to help your child discover and explore activities that interest them.

Expose your child to different experiences and use that moment to discover what he or she loves. Take them out to see a play, to a mom-and-me baking session, or even to visit an aquarium or zoo. You’ll be surprised to discover new things about your child just through these simple activities.

This is true. While I would love for my kids to follow my dreams (haha), I resolved very early on that it's their life, their interests, and their purpose I will support. I'm here to guide them and be alert to their talents and passions. That's the first thing I'm supposed to do as a mama of a future whatever-he-wants-to-be, fully realized man!

2. Provide resources to hone your child's talents

Once you have discovered your child's inclinations, providing the necessary resources will help them grow to their utmost potential.

If your child is talented in photography, you can nurture his or her gift by letting them experiment with a toy camera or by trying out phone photography. Enrolling in a summer course may also help as your child will receive further guidance from a professional while making good use of their free time.

Sometimes, what your child wants isn't what you want. How many of us have horror stories of our parents forcing us to take up hobbies, classes, and courses we abhorred? Well, I almost became that parent, too. Remember when I blogged about how I made my son's dream come true? His dream was to become a gaming and coding vlogger. I didn't approve. But I paid for coding classes and helped set him up his YouTube channel. His Papa bought him his own laptop, too. Now he's taking advanced coding drawing classes. 

I don't really understand it but I've realized that sometimes I don't have to understand my child's dream. I just need to support it. Understanding may come later. It doesn't matter. What my child needs is my support.

3. Reinforce talent through praise and encouragement

Acknowledging your children’s talents gives them a sense of self-efficacy and encourages growth. By using praise, you are motivating your child to think positively about what he or she has accomplished. You are helping your child learn when they do well, and when to be proud of it.

Like I said, I don't understand but I fully support my kids' dreams and passions! Chess club? Okay! Piano? Okay! Books? Okay! Video games? Well... fine, I'll support it and I hope this makes you money one day haha. 

Of course, we don't just buy them everything they want. I've told them again and again that we will provide as long as they work hard. It's not enough that they're interested. I mean, I was interested in watercolor painting, too, during the pandemic. Bought paints, brushes, special paper. One month after my supplies came, I lost interest! So with my kids, I agree to buy them materials or classes but only after they've convinced me that this is more than just a passing fancy.
  
4. Know when to push and when to hold back

One of the most challenging things for parents is witnessing a child on the verge of giving up on something they love doing. Honing your child’s skills takes a lot of time and effort, and sometimes it could also put an unnecessary burden on your child to be good at it right away.

Know when it’s time to encourage more and when it’s time to let go. If you feel your child is undergoing great amounts of stress and frustration, it could be time for you to assess and take control of the situation. After all, no pursuit of talent and skill should ever come before your child’s emotional and mental well-being.

I'm more relaxed at this compared to my husband. But I do push when time has passed and I see no improvement in skill. While I agree that no hobby, passion, or training should harm anyone's mental health, remember that I let them choose this. I didn't pressure them into something they didn't want so I expect them to show mastery or at least some progress in the activity they were certain they wanted to pursue. So I will let them have mental health day offs, but it's important that they don't give up. 

5. Prepare for and secure your child’s future

Every parent has an important responsibility to provide for their children's future and to encourage them to pursue as many of their interests and skills. Apart from the guidance they get at home, education plays a crucial role in honing your child. But sometimes, financial stability becomes a challenge in providing for your child’s educational needs. This is where planning ahead is important, not just to secure funds for tuition fees, but more importantly, to ensure that your child’s future is protected should anything happen to you.

We're done with this! As soon as we had babies, we made sure each of them had an insurance plan that will help them if something bad happens to us, if they want to use that money for a business or for a wedding, or if they choose to claim it for early retirement! 

One of the ways to prepare for your child’s education is to invest in a comprehensive insurance plan like MyLifeChoice for Education, a flexible insurance and investment plan from the leading insurance company, AXA Philippines.

With this plan, you can build your child’s education fund while having peace of mind with the plan’s life insurance coverage that lets you customize up to 25x your basic premium. It also comes with the Bright Rider Plus feature that provides yearly lumpsum payouts should you pass on, which can be used to co-fund your child’s tuition and other educational expenses.

It also comes with built-in accident coverage and a waiver of premium benefits, which means that you will receive cash benefits when you encounter injuries caused by an accident. In the event of permanent disablement, future premium payments will be waived so you can just focus on your recovery.

MyLifeChoice for Education also allows you to choose from a variety of professionally managed local and global funds that let you create a personalized portfolio that matches your investment profile. On the first day of your plan, you will also be rewarded with an additional investment amount via the Start-up Bonus, which is equal to 70% of your first-year basic premium. Potential gains will be added to your savings at the end of policy years 10, 15, and 25 when you invest in the long term with no withdrawals, missed payments, or payment breaks.

“As with all caring adults, education is a crucial stage to develop a child's interests and build them up for their future careers. While this may take time and substantial resources, this is where your trusted insurance partner, AXA Philippines, comes in. Through our MyLifeChoice for Education product, you are empowered to pursue your goals and those of your children with peace of mind,” said Nandy Villar, AXA Philippines Chief Customer Officer.

For more information or to get a personalized quote, visit axa.com.ph/mylifechoice/education.

Monday, March 06, 2023

6 Best Luxury Hotels Recommendations in Sentosa Island

I have many happy memories of Singapore. It's possibly my favorite city in the world after Manila. It's like London (my third favorite city) but tropical like Manila. And everything is just a thousand times better when the weather is summer all year round! And, like, Manila, the food and shopping is sooo good! That's Singapore! I still use the pewter bowl I made at Royal Selangor as my catchall for my everyday jewelry. Every time I take off my earrings and rings, I remember Singapore. So now that my boys are vaccinated against COVID-19, I'm hoping we could go to Singapore soon! 


So here's a thorough guest article on Singapore hotels in Sentosa. Sentosa is a 500-hectare island located off the south coast of Singapore and a very popular tourist attraction. Previously, Sentosa was a British military stronghold tasked with protecting the port of Singapore. After the Japanese Occupation in World War II, Singapore returned to British rule, and the island was named "Sentosa" which translates to "peace and tranquility".

If you want to enjoy nature tourism, you can visit Siloso Beach and Palawan Beach. Here you can relax or play on the beach at a very affordable cost. Apart from that, you can also visit Fort Siloso which is a war fort built in the 19th century. Here you can see various war equipment used at that time and get to know more about the history of Singapore.

Don't forget to visit the Sentosa Merlion, one of the famous symbols of Sentosa Island. Here you can see the Merlion statue which is located right on the beach with a beautiful view. Apart from that, you can also visit Tiger Sky Tower, one of the largest amusement parks on Sentosa Island. Here you can climb the tower which is at a height of 110 meters and enjoy the beautiful view from the top of the tower.

On Sentosa Island, there are also many accommodations such as hotels and resorts. You can find many Sentosa hotels that offer great services and facilities. Below are recommendations for several hotels on Sentosa Island that you can try. Check out the full reviews below.
 
Hotels For Holiday Trip in Sentosa Island

1. Resorts World Sentosa – Hard Rock Hotel

The first hotel recommendation on Sentosa Island is the ideal luxury hotel, Hard Rock Hotel Sentosa Singapore, the right choice for travelers like you.

This resort is directly integrated with Sentosa Island. It's also close to Universal Studios, Jurassic World, aquarium attractions, and so on. The facilities provided at this resort include spacious and comfortable rooms, an outdoor swimming pool, a spa, a fitness center, and a restaurant serving international cuisine.

Around this resort, there are also many entertainment venues, such as playgrounds, maze parks, and water parks. In addition, this resort also provides water sports activities, such as jet skiing, water soccer, and so on.

Address: 8 Sentosa Gateway 098269 Singapore



2. Shangri-La Singapore

This beachside resort will enliven your vacation even more. The rooms at this resort are elegantly designed, comfortable, and equipped with the best facilities. You can choose a room with a sea or garden view, according to your preference.

At this resort, you can also enjoy various interesting activities such as snorkeling, jet skiing, or fishing. You can also enjoy the nightlife on the beach, or try delicious dishes at the restaurants in this resort.

If you want to enjoy a quieter atmosphere, you can visit the spa at this resort. Here, you can enjoy various treatment packages that will make you feel refreshed after having a great holiday.

Address: Shangri-La's Rasa Sentosa Resort & Spa, 101 Siloso Road. 098970 Singapura



3. Capella Singapore

Guests staying at this 5-star hotel will be offered a choice of comfortable and luxurious rooms. There are standard rooms, suite rooms, and executive rooms which are all equipped with the expected amenities.

The hotel also has fun recreational facilities, such as an outdoor swimming pool, spa, and fitness center. For dinner, guests can enjoy delicious food at the hotel's famous restaurant with international cuisine.

For those wishing to hold a business event, this 5-star hotel also provides spacious meeting rooms complete with presentation facilities. In addition, guests can also enjoy free wifi service throughout the hotel.

Address: 1 The Knolls Sentosa Island, Sentosa Island, 098297 Singapura



4. Sofitel Singapore Sentosa Resort & Spa

Sofitel Singapore Sentosa Resort & Spa is a 5-star hotel offering beautiful views of the South China Sea. In addition, this hotel also provides spa services that will pamper you after a day of work or relaxing at the beach. The rooms at this hotel are also quite spacious and so luxurious, and equipped with modern facilities such as a flat-screen television and speedy internet access.

If you want to enjoy the beauty of the sea, you can visit the beach around the hotel which is famous for its fine white sand. You can also enjoy water activities such as snorkeling.

Visit the shopping center which is located not far from the hotel. In addition, there are many tourist attractions that can be visited around the hotel, such as Universal Studios Singapore, S.E.A. Aquariums, and many more.

Address: 2 Bukit Manis Road, Sentosa (Sentosa Island) 099891 Singapura



5. Amara Sanctuary Resort Sentosa

The next recommended resort on Sentosa Island is Amara Sanctuary. This hotel has the best service and facilities for every guest.

The facilities available at Amara Sanctuary are a fitness center, spa, restaurant, and outdoor swimming pool. You can also enjoy the beautiful scenery around this resort from the rooms that are open to the entire resort.

This resort also provides a wide range of stay package options, from weekend packages to honeymoon packages. If you are looking for a romantic place for a vacation with your partner, Amara Sanctuary can be the right choice.

Address: 1 Larkhill Road, Sentosa, Sentosa Island, 099394 Singapore.



6. Oasia Resort Sentosa By Far East Hospitality Singapore (formerly Le Méridien Singapore)

This 5-star hotel has many facilities ranging from a fitness center, and swimming pool, to a restaurant. Not only that, but Oasia Resort Sentosa also has spacious and comfortable rooms and is equipped with complete facilities such as a flat-screen TV, internet access, minibar, and so on. Guests staying at this hotel will also be pampered with friendly and professional service from the hotel staff.

Oasia is perfect for tourists who want to enjoy their holidays with luxurious facilities and services. In addition, the hotel's location close to tourist attractions makes this hotel the right choice for tourists who want to explore the area. So, if you want to stay in a hotel that has the best facilities and services, then this hotel is the right choice for you.

Address: 23 Beach View, Sentosa, Sentosa Island, 098679 Singapore



Those are some recommendations for star hotels on Sentosa Island. Find various other hotel options on Traveloka. On Traveloka, you can also find recommendations for tourist attractions on Sentosa Island. Visit Traveloka now to get various attractive promos and discounts.

Saturday, February 26, 2022

6 Tips and Strategies for Better Budgeting

I went waaaaay over my budget for food this month. Again. Now that I'm working and homeschooling on top of my usual writing work and wife, mommy and homemaker duties, cooking is something I don't have time for. So wow, my Food Panda orders on my credit card bill... I hate looking at it! I really need to manage my finances better! In a few short months, it's time for enrolment again. Need to start saving up today! Especially if I want to avoid being a target of a debt collection agency like Lockhart Morris & Montgomery, notoriously relentless in their pursuit of delinquent debt.

So when I found this post in my inbox asking to be shared with you, my Loyal Readers, I decided to publish it. If it's relevant to me, it must be relevant to many of you, too! Here are 6 tips and strategies for better budgeting: 

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For many Filipinos, personal finance and budgeting can be a struggle. This is true no matter the person’s age, marital status, or work experience may be. By following some practical advice, however, this struggle can be overcome.

Here are some simple yet effective tips and strategies so you can get better at managing your hard-earned money:

1. Know Where Your Money Is Going—Always

There are two important things you need to know to get a good handle on your personal finances: how much money comes in on a fixed basis from all sources and where this money is going. Do note two other crucial details here: fixed basis and all sources. This means that if you can’t reliably depend on an income stream (e.g., an occasional freelance project), it might be better to just leave it out of your overall budget planning.

The bottom line here is that when it comes to money, you need to be as accurate as possible. This minimizes the risk of going over budget and also gives you a clearer idea of where you can make adjustments with regards to your spending.

2. Make the Most of Financial Management Tools

When you’re dealing with numbers, it’s difficult to keep up with all the details if you just rely on your memory. You’ll likely miss an important detail sooner or later, which can mess up your entire budget.

Thankful, there are various financial management tools that can help you set up, plan, and stick to your plans. First and foremost would be your bank’s own mobile banking facility, which you can use to check your transaction history, pay bills, and transfer funds. You can also use mobile banking to secure your account by activating two-factor authentication.

There are also budgeting apps you can download, although even a basic spreadsheet program can go a long way when it comes to tracking your expenses. You may even prefer the traditional method of using a ledger. The key is to find a tool or method that best matches your needs and works for your style of planning.

3. Set Realistic Savings Goals

When you’re trying to save money, don’t fall into the trap of going full throttle right at the outset. You may end up pressuring yourself too much and end up burned out (and without any savings to boot). Instead, set realistic goals based on your current financial standing. If you’re starting from scratch, saving 10% of your income every month is more reasonable, achievable, and sustainable, right?

Then, after some time, you can scale up your goals. This can make you feel more accomplished and therefore more motivated to save and manage your money the right way.

4. Try the 50-30-20 Budgeting

Also called the rule of thumb, this budgeting scheme allocates 50% of your income for your needs, 30% for your wants, and 20% for savings. This is a pretty simple but solid structure, especially if you don’t have a lot of loans to pay off.

If you’re having difficulties with keeping the bills at or below 50% of your income, review where you can make adjustments. Maybe you can follow a 60‐20‐20 model instead. The most important thing is to set aside money to save and invest; remember to also give yourself the opportunity to enjoy your money reasonably.

5. For Minor Goals, Try Envelope Budgeting

Ideally, you should open separate bank accounts for your savings and emergency funds. Doing this will prevent mix-ups that can throw your budgeting off-course. For smaller, more short-term goals, however, a separate bank account may not be practical. In these situations, the envelope method may be a great solution.

The envelope method of budgeting literally makes use of envelopes. Simply label them accordingly (e.g., new smartphone, weekly coffee shop order) then regularly put away an amount inside (e.g. Php 100 per week). This simple budgeting strategy is quite effective for smaller purchases because you’ll have easy access to the funds. It also makes it easier for you to monitor if you’ve made enough for your minor financial goals.

6. Review and Update Your Budget Regularly

Last but certainly not least, make sure to check your financial status regularly and update your budget accordingly. There are a lot of things that can happen that can affect your plans, both good and bad. Maybe you’ve received a salary increase or you’ve paid off a loan; maybe you got sick and had to be hospitalized, so you had to dip into your emergency fund. Perhaps you’re planning to get married; if you already are, maybe you and your spouse would want a child.

All of these things can affect the way you spend and save money. Thus, it’s wise to update your budget and financial projects whenever there are such changes. It can save you a lot of headaches and confusion later on.


As you can see, these are pretty simple tips that are easy enough to implement. Of course, remember that everyone has different financial situations at any given time. Thus, don’t think of these as rules but rather as guidelines. The most important thing, in the end, is consistency. This, more than anything else, can help you achieve your financial goals.

Good luck!

Saturday, December 18, 2021

Celebrate Christmas with Welch's Sparkling Juices and their perfect food partners

Christmas is a week away! Have you got your recipes ready? If you're thinking of something new to add to your traditional menu, try these recipes that CCA's Chef Trisha Ocampo made. Created to be dishes that will go well with each of Welch's Sparkling Juices so that you can fully enjoy your meal with the perfect drink.

A complementary drink not only refreshes your palate, but it also brings out the flavors of your dish better. So if you're wondering what drink goes with what food, here's Chef Trisha's quick guide:

Welch’s Red Grape Juice has a natural sweetness and slightly bold flavor. A tomato-based or tangy meal balances out the sweetness of the Red Grape Juice. Hearty dishes like Pork Tenderloin Roast with Romesco Sauce are one of the best pairings – in a snap of a finger, it immediately brings an Italian vibe to the table!

Chicken Picatta Cream Fettuccini is the perfect pair for your Welch’s White Grape Juice. The light bubbly sensation of the sparkling juice balances out the creaminess of the pasta and is the ultimate refresher in between bites.

Welch’s Sparkling Rosé has a crisp and sophisticated taste of ripe summer fruit with subtle sweetness, so a refreshing fruity dessert is the way to go. Made with fresh strawberries, tarragon, baguette, ricotta, and cream cheese, Chef Trisha’s Strawberry and Tarragon Mousse Crostini will cap any meal with delight and joy.

Here are the recipes and procedures on how to recreate Chef Trisha Ocampo’s easy to follow festive dishes:


CHICKEN PICATTA CREAM FETTUCCINI

Yield: 4 servings

INGREDIENTS
4 pcs boneless chicken breast fillet
salt and pepper to taste
¼ cup all-purpose flour, for dredging
2 Tbsp butter
2 Tbsp olive oil
1/3 cup fresh lemon juice
1 cup chicken stock/broth
1 cup heavy cream
1/4 cup capers, rinsed
1/3 cup parsley
500 grams fettuccini noodles, cooked as per package instructions
Parmesan cheese, shaved

PROCEDURE
1. Season chicken breast halves with salt and pepper. If chicken breasts are too thick, pound a little to ¼ inch thick. Dredge in seasoned flour on both sides and shake off excess.

2. In a large skillet over medium-high heat, melt butter and olive oil. Add chicken and cook for about 2-3 minutes per side or until golden. Remove and set aside.

3. Turn the heat to medium-low. Add broth, lemon juice, heavy cream, and capers. Bring the sauce to a boil and return to medium-low heat. Season with salt and pepper as needed. Allow the sauce to cook and bubble for about 3 minutes.

4. Serve the chicken over cooked pasta and spoon the sauce over both. Sprinkle with fresh chopped parsley.


PORK TENDERLOIN ROAST WITH ROMESCO SAUCE

Yield: 6-8 servings

INGREDIENTS
250 grams red bell pepper, roasted, peeled, seeds and membranes removed
350 grams tomatoes
4 pcs large garlic cloves, peeled
½ cup roasted almonds
1 to 2 tsp red pepper flakes
¼ to ½ cup extra virgin olive oil, as needed
1 tbsp fresh Italian parsley, chopped
1 tsp paprika
salt and pepper, to taste
2 Tbsp red wine
1 kg pork Tenderloin
salt and pepper, to taste
¼ cup olive oil

PREPARATION
1. Preheat the broiler and line the baking tray with foil.

2. Place the tomatoes on the baking tray, and place them under the broiler for two to four minutes, until charred on one side. Turn over and broil on the other side for another 2 to 4 minutes until charred. Remove from the heat, transfer to a bowl and allow to cool. Peel and core.

3. In a food processor, put in red peppers, tomatoes, garlic cloves, and roasted almonds.

4. Scrape down the sides of the bowl and add the olive oil in a slow steady stream.

5. Add 2 tablespoons of red wine, parsley, paprika, salt and pepper. Process until smooth, thick, and creamy. NOTE: If it is too thick add 1 or 2 tablespoons of red wine. If too thin, add olive oil, pulsing a few more times.

6. Taste and adjust seasoning, by adding salt or red pepper flakes as desired. Let the sauce stand for an hour at room temperature before using.

7. Meanwhile, generously season pork tenderloin with salt and pepper. Put in a roasting pan then line with aluminium foil. Brush with olive oil and put in a 350℉ oven for 45 min to 1 hour.

8. To serve, slice pork tenderloin to 1/8-1/4 inches thick. Arrange in a serving tray and pour Romesco sauce on top leaving some to serve on the side.


STRAWBERRY AND TARRAGON MOUSSE CROSTINI

Yield: 20 pieces

INGREDIENTS
20 pcs fresh strawberries, cut in half or quarters
1 pc baguette, sliced into ½ inch rounds
8 oz whole milk ricotta cheese
1/2cup cream cheese, softened
2 tsp fresh tarragon, chopped
zest of 2 lemons
1 tsp lemon juice
1 Tbsp sugar
1 tsp kosher salt
1/2 tsp black pepper
1-2 tbsp balsamic glaze

INSTRUCTIONS
1. Preheat your oven to 190°C.

2. In a food processor, mix your ricotta, cream cheese, fresh tarragon, lemon zest and juice, salt, and pepper, until fully incorporated. NOTE: This can keep in the refrigerator for 7 days until ready to use.

3. For the crostini, slice your baguette ½ inch thick, sprinkle with salt and pepper, drizzle with olive oil, and bake for 8-10 minutes in the oven, until golden brown.

4. To assemble: Pipe the ricotta tarragon mousse on the baguette, followed by sliced strawberries, then drizzled with balsamic glaze.


Welch’s Sparkling Juices is for any occasion, especially the holiday season. It's the perfect celebratory drink for individuals who are health-conscious, non-alcohol drinkers, and even kids. Since it has no artificial colors, flavors, preservatives, or high fructose corn syrup, there’s no guilt in having a glass or two.

Christmas for Welch's means “Sharing the Sparkle.” Celebrate the holidays with Welch’s by trying out Chef Trisha’s recipes or even creating your own Welch's Sparkling Juice pairings, whether it's with meat, seafood, or poultry.


A product of the USA, Welch’s products are available in retail stores. To learn more about Welch’s Sparkling Juices and recipes, visit www.welchs.com or follow Welch's PH on FB and IG.

No need to leave the safety of your home, too. You may have Welch’s Sparkling Juices and other Welch’s juices delivered at your doorstep by visiting https://acefoodservice.com. Or place your order on the following online groceries: metromart.com, Lazmart, and waltermartdelivery.com.ph.

*Press release and photos from Moist PR. Plating by Chef Miguel Antonio Lorino from CCA.

Saturday, September 25, 2021

Is a portable air conditioner the right choice for your home?

Our main air conditioner, the one that cools down the living room, dining room, and kitchen (and sometimes the entire condo!), conked out a few months ago. Around June, I think. Initially, I had thought of immediately buying a new one because it can get so hot in Manila, right? But I figured let's see if the kids (used to aircon almost 24/7) will survive. After all, we're Pinoys so we should get used to the tropical weather. Almost 4 months later, they're fine! 

I'm the one who's not fine haha! It's so hot! If you follow me on Instagram, you'd know I'm always in spaghetti-strap dresses or dasters. No more OOTDs for me. The heat has made it impossible! I was hoping that the rainy season would offer respite but, nope, it's really hot. So my husband and I have been doing some online aircon shopping! Also, a guest post about portable air conditioners landed in my inbox and it's so relevant to me now, I might as well share it with you!
 

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Having an air-conditioned home in a tropical country like the Philippines is definitely an advantage, particularly during the summer. In fact, you don’t even need to air-condition the whole house. Installing an aircon in just the bedroom(s) will still be able to make a huge difference in your comfort levels.

However, an air conditioner may not be the best choice for everyone. There may be circumstances that can prevent you from installing an aircon in your home, such as a lack of space. In cases like this, a portable air conditioner might be a viable alternative. Below is a quick look at portable aircons that can hopefully help you make a decision.

How a Portable Air Conditioner Works

A portable air conditioner works like any other “traditional” air conditioner: by converting the refrigerant from liquid to gas and then back to liquid by passing the chemical through a set of coils. This process absorbs the heat, which is then released outside through a discharge vent. For window-type aircons, this is found on the back of the unit that hangs out of the wall or window. For split-type aircons, it’s part of the outdoor component.

For portable air conditioners, you’ll have a window kit with an exhaust hose so the hot air has somewhere to go. Thus, in theory, you can move a portable aircon from room to room. However, if you do this, you’ll also have to move the window kit. It’s still easier than a window-type or a split aircon, but it’s not comparable to simply moving an electric fan or an air cooler.

Portable Air Conditioners Are Perfect for Renters

Considering the way a portable air conditioner is set-up, it’s a good choice for renters who aren’t allowed to make modifications to the unit. It’s also a great option if your house doesn’t have enough space that can properly accommodate the exterior side of a window aircon or the outdoor component of a split-type model.

Portable air conditioners are also great for spot cooling and small rooms, such as a home office or a bedroom. Window-type or split aircons may be too big for these spaces, so choosing a portable model might be the best option to achieve the temperature you want.

If you need to cool down a bigger space, you simply need to follow the same principles for aircon sizing: large spaces need higher BTU ratings and vice versa. You should also take note of the EER or energy efficiency rating, so you can pick a model that won’t make your electricity bills skyrocket.

The Benefits of Portable Aircons

Aside from easy transport, portable aircons also let you maximize natural light. If your home has limited windows (e.g., an apartment or condo), blocking it with an aircon unit can be counterproductive. You also have more freedom with regard to placement. As long as the exhaust window kit can be set-up correctly, you can put a portable aircon anywhere in the room.

Finally, a portable air conditioner is so much easier to install. You don’t need to drill holes in the wall or alter your windows. There’s also no need for special tools and equipment. You simply have to take the portable aircon out of the box, set up the window kit for proper exhaust, and plug it in to enjoy the cooler air.

Do note, however, that portable air conditioners are noisier than both window and split-type aircons. This is because many of the parts that are supposed to be located or pointed outdoors are combined into the indoor unit. Still, if you aren’t that bothered by the loudness, portable air conditioners are a great way for cooling down a space.

What About an Air Cooler?

There’s another option for Filipinos who want to beat the heat: an air cooler. Also called an evaporative cooler, an air cooler doesn’t have refrigerants. Instead, it has pads that you can soak with water. When air passes through these pads, the water evaporates and cools the air. The blower then recirculates this cooled-down air around the room.

One big advantage of air coolers over portable aircons is their energy consumption. What’s more, because they only use water (or sometimes ice), air coolers are much more eco-friendly. The downside is that air coolers aren’t designed for humid climates, because it saturates the air with moisture. This can quickly become uncomfortable during the summer. It can also be dangerous if there are electronics in the room, since the added humidity can damage circuit boards.

In the Philippines, the best use of air coolers would be in rooms with open ventilation. This way, the moisture doesn’t get trapped inside and the air won’t feel stuffy or sticky. If you have to close the room, your best choice for cooling would still be an aircon (whether traditional or portable).



Being a tropical country, the Philippines has plenty of sunny days that easily turn from pleasant to unbearable. The good thing is that there are plenty of appliances to choose from to help you cool down. If you’re looking for a compact but powerful option, a portable air conditioner might be just what you need.