Tuesday, May 29, 2012

Looking for health insurance for my family (because I'm all grown up that way!)

Posted this over at Twitter recently:

Yep, I'm still looking for health insurance! If you've been reading my blog long enough, I started looking for a private health plan for my family when the TMC disaster happened. By private, I mean it's a service that we pay for and not provided by the company I work for. Almost all of the recommendations I get from blog commenters and Twitter followers are the health plan providers that their company works with. The company I work for has health benefits, of course, but I'm looking for something more comprehensive and one that would cover all the members of my family, not just me.

So I've been researching and I've narrowed down my choices. I won't say what those are yet since I'll still give them a call and check them out. They might not look as good on paper, you know. What I'm really looking for is the kind of health plan my family got when my Mama was employed at Meralco. It's almost as good, if not better, than health plans in the US before the current health crisis. As a child, I was sick constantly. Like, I'd be confined at a hospital maybe 3-4 times a year. Not once did Mama have to take out her wallet to pay for my bills. Our dental needs were also completely covered, unlike today when only cleaning and temporary fillings are covered. Back then, we were assured that we can have everything from a filling to a root canal and not worry about the cost. Even cosmetic treatments (braces, bleaching, etc) were covered up to 25%. Absolutely frikkin' awesome. That's the kind of plan I want for my family!

Of course, that means I've been apprehensive about the cost of personal health plans, thinking that there's a reason why companies subsidize them. But I am happy to report that we actually have cheap health insurance here. My research shows that for just P10,000 a year, a family of four can get good coverage--private hospital room, good accredited hospitals, annual physical exams, dental check-ups. If you add another 5K-10K to that amount and you get absolutely fantastic coverage, the type that asks no questions, just pays your medical bill.

That plan, even if it may be P20,000 a year, I like very much. It's really not a lot of money. Just divide 20K by 4 (that's me and my three adorable boys!), and that's just 5K a family member for an entire year. That covers dental work, annual medical checks, and should someone get sick, great medical service and treatment. For peace of mind, 20K is nothing!

Someone told me, however, that the best health insurance is money in the bank. She doesn't believe in insurance, you see, thinking that it's all a scam. She said, "How many times does one get sick anyway? Once, twice? As long as you live a healthy lifestyle, you'll be fine. And for those times you do get sick, nothing beats cash." I do agree with her somewhat, especially since when I gave birth, both times were completely paid for by cold hard cash. There's a certain sense of pride knowing we were able to save up for a hospital like St. Luke's Global.

Still, if there's cheap health insurance available here anyway, I don't see why we shouldn't avail of it. What do you think? Should I or shouldn't I? Do you have personal health plans or is yours provided by your company?

Sunday, May 27, 2012

Viral videos weekend

Everyone I know seems to be talking about the "Call Me Maybe" vid of Manila's most beautiful people so I'm glad Karrots blogged about it because I had no idea what all the fuss is about!



Well, all I can say is Georgina is head and shoulders above all the other girls. And that's saying a lot because all the girls are gorgeous, but Georgina, grabe, ang ganda-ganda niya! Too bad the video was so dark. It would've been nice to see their gorgeousness in all their glorious detail!

While that was a fun video, this next one was what really made my weekend. It's also a lip-dub vid but this one had a wonderful purpose: Get the girl to marry him! It is so sweet and fun and happy and full of LOVE!



When he said, "You've given me a lifetime of happiness. Will you let me spend the rest of my life with you?" I so know what he means. Vince did that to me. In the first year we spent together, in the first month even, he already changed my life. Even if we hadn't ended up together, he'd still have given me a lifetime of happiness. So being together all these years, with all the laughter, the adventures, the love, the kids, my life is absolutely filled with happiness. Thanks, Vince!

Saturday, May 26, 2012

My tufted headboard

I've been sooooo busy with my new mommy duties that I've absolutely forgotten to show off (hell yeah) my new Ethan Allen tufted headboard!

I won it first week of April (see happy post here). But after weeks of waiting, I was beginning to think maybe it was a joke haha. I was really just hoping that the headboard arrives before the baby does. And, thank goodness, it did! The headboard arrived first Saturday of May, yup, exactly 3 weeks ago. Here it is!
Now we need a complete bedroom makeover!
Still pregnant when the bed arrived.

It looks amazing. Amazing! But it made our coffee-and-chocolate bedroom look bad haha. Must have a complete bedroom makeover. New paint, new curtains, new sheets, maybe even new side tables and lamps. Oh my!

Friday, May 25, 2012

Yep, I STILL want something from Tod's

I've made it no secret that I want a Tod's D Bag. I've wanted one since 2008? Or 2010? Basta it's been a long while. I wanted one becausd I'm obsessed with Princess Diana. Yes, the D in the D Bag is her initial. Anyway, I may want one but the too simple design is making me hesitate. I mean, don't you want something more spectacular for 70,000 pesoses! Look at it. It's so plain.

So Tod's came out with these goodies for their Spring/Summer 2012 collection!
This D Bag comes in snakeskin, which will look really good with...
... these matching Gommino driving shoes!

Or if you're not the matchy-matchy type (I'm not),
try these driving shoes in bright colors.

I love the color orange and this D Bag in bright citrus
and rough textured leather is love!
The perfect shoe with that orange bag? This heeled lovely in
smooth buttery leather!

But since I'm a mommy now and I run after a toddler, these penny loafers
are better for me. Except that I am so not the loafers type! 
So if I must go with practical flats, then I should go wild with the bags!
Just look at these luscious colors and skins!

So there. After all this time, I'm still lusting after anything Tod's. Well, a Tod's D Bag more than anything else since I don't drive so I don't need their iconic driving shoe nor am I the loafer-type (but Tod's does have adorable ballerina flats!).

Anyway, Vince keeps telling me to just end my misery and go buy a bag already (and if I remember right, every year, the Italian brands at Greenbelt 4 go on a mega sale). But I keep feeling guilty over that price tag. I think I need more blogging raket and eBay sales to finance my Tod's obsession!

*photos courtesy of Visions & Expressions

Thursday, May 24, 2012

The reason I've been missing

... from the blogging world is this cutie:

Say hello to my second son, IƱigo Julian Amper Sales. As with tradition, the very proud Papa Vince wrote about the birth (which happened almost 2 weeks ago) over at my mommy blog.

I've been, quite understandably, up to my eyes in new maternal duties. It's harder this time around because I have a newborn and a super active (and whiny) toddler. Plus, we had to let go of the new yayas (see previous post) because their medical exams came back and both tested positive for tuberculosis. So newborn plus toddler plus no help whatsoever equals mega-exhaustion!!! Hence, no blog updates.

But we're slowly getting the hang of it. And we hired a new yaya (with a clean bill of health!) so I think I can start blogging again. See you around here soon and thanks for still being around! Mwah!

Monday, May 07, 2012

New yaya, new woes

So I haven't been updating here. Sorry, sorry! I've been updating Topaz Mommy instead. I'm very near my due date so of course I'm all about mommyhood now so if you're interested in what I look like pregnant, what birthing options hubby and I are considering, what's in our hospital bag, etc etc, hop on over to my mommy blog now!

Anyway, I've also been busy hiring and training my two new yayas/maids. Ya know, I've always thought that whoever does the training should be the one getting paid. I hire these people to do a job for me so if I'm teaching them to do the job I hired them to do, shouldn't they be paying me for the education? Sigh.

Anyway! So many new complaints with my new yayas, but between them and the last one, they're waaaay better so okay na lang, sige na lang. Train, train na lang me. But kanina (oy, napa-Tagalog ako bigla!), after dinner, muntik na akong manganak sa stress. Etong nangyari:

Me: So bukas ng umaga pakilinis yung kotse.
Yaya Rose: Okay, ma'am. Ang dumi na nga naman talaga.
Me: Oo nga. Actually, last week ko pa sinabi sa iyo na kailangan nang linisin yung kotse, diba?
Yaya Rose: Opo.
Me: Eh di bakit di mo lininisan?
Yaya Rose: Ma'am, ang sabi nyo kailangan nang linisan. Hindi niyo sinabing linisin ko!

Stress! Mega! Sa sobrang shock ko, hindi ako nakasagot! Why why why am I so stupid? I think I'll go lie down now. Good night.

Tuesday, May 01, 2012

Happy 6th birthday, Topaz Horizon!

What a big month this is for me! I'm giving birth any day now and I'm celebrating this blog's 6th birthday! Check out my Facebook page's cover photo:

I actually started blogging in 2005, over at Friendster (do any of my readers still remember Friendster?). But I decided to go over to Blogger the following year. I had 20 visitors every day for 2 years, then it became 50-70 in 2008. Then my visits jumped to 200-300 in '09. Last year was my big year--that was when I finally hit an average of 1,000 visitors a day. Now I have about 45,000 page views a month.

Took me 6 years, folks. And I know I'd get more if I just promoted my blogs more, did more giveaways, did more SEOs, optimized, professionalized, etceterized! But... the plate is very full so I'll just let it grow organically. I'm happier this way!

I had also wanted to do major giveaways but I'm giving birth this month. I figured I won't be able to handle a new baby and a big contest at the same time. So we'll do a mega big huge one on our 7th year! Here's hoping you're still around by then!

I really do appreciate your readership, your support, your encouragement and your friendship. It's been absolutely amazing how loved you've made me and my family feel--from our wedding, my mother's death, my pregnancies, my adventures in marriage and motherhood, my rabbit's sickness and death, my victories big and small, and my defeats both silly and crushing, you've been there for me. You are all a great blessing. Thank you!

Monday, April 30, 2012

Our Sofitel summer staycation

Last week, Vince and I suddenly decided to hie off to Sofitel and escape the terrible heat. We were looking forward to the super sink-in-heaven king bed, the amazing cuisine, and the fantastic pool. The one thing I wasn't looking forward to was the cost (haha). Sofitel's one of the priciest hotels in the city but Vince told me it was his anniversary gift to us so I should stop looking at the cost (which always takes away my enjoyment!) and just scratch the credit card (and whenever my hubby says that, he gets sexier haha!).

We were also anticipating Vito's enjoyment. Last time our son was in the pool was at Shangri-la Mactan (a very hard act to follow) and he seemed to love the pool then so we were hoping for another happy excursion. Well, we were not mistaken! Just lookit that face!

Here's Vito stripped down to his board shorts. He likes trying out his words so here he's saying, "Wa-ker." That's his word for water. He totally loved splashing about the toddler pool. Poor Vince had to stay in the toddler pool, too!

The pool wasn't enough for our Vito. He just had to run around everywhere. He was in full explorer mode. Never mind that the ground was hot--he just sprinted over it even if Vince kept running and I waddled after him, concerned about his baby feet.

The slide's actually for older kids but, back home, the slide at our playground is much higher and he already conquered that so up he went this one. 
 

Then he went to the sand box. Their sand box is soooo small. Back home again, the sand box is huge. But the sand at Sofitel is beach sand whereas the one at home is construction sand, which hurts the feet. So barefoot Vito had a great time digging away and flinging sand at me.

Here we are exploring while Vince enjoyed a really cold Pale Pilsen (he does not believe in light beers) by the pool. I'm pointing out the helicopters flying overhead at regular intervals. Can anyone tell me why there are so many helicopters flying by this part of the bay?

I had planned on dipping in the pool myself, but since our decision was so sudden, I didn't have time to buy a maternity swimsuit. I figured my bikinis would do but, oh my, I'm so huge now (I'm 9 months pregnant!) that the cloth triangles just couldn't contain me. I was a wardrobe malfunction waiting to happen! So I hid my blue bikini under my coral dress and just waded. The cool water was awfully tempting, though!

After our afternoon swim, we retired to our cold room (ah, sweet relief!). We ordered room service because we love room service! Oh, and because we had Vito, a.k.a. the Tasmanian devil, around so a peaceful romantic dinner was never going to be possible.

Vince had lamb chops with mashed potatoes, buttered vegetables and an extra side of potato gratin. I had a bowl of Korean something. It was very good. Vito and I shared the bowl and we still weren't able to finish it--that's how large the serving is!

Sofitel also sent us a surprise! Our own anniversary cake! This cake is pure chocolate delight. Vince, Vito and I enjoyed our surprise dessert. Thanks, Sofitel!

Time for bed! Vito stayed up waaaaaay past his bedtime, so excited was he. But soon, finally, he dozed off. Vince and I had been planning to get romantic--well, no more sex this late in the game so just cuddles!--but we were so tired from our swim and Vito-chasing that we just lazed about in bed. Sofitel's beds are soooo comfortable. The best hotel beds ever. Except that since my body is so heavy now, I had little panic attacks--I felt like I was sinking too much!

Another thing that prevented me from sleeping was the event at the tent outside (Sofitel has two huge tents). OMG. For what felt like forever, the performers at said event just blared away singing. The speakers were on full blast so that it felt like the singers were standing on our balcony. With megaphones. But finally, the event finished and Vince and I slipped into blissful sleep.

The next day was buffet breakfast! Too bad the famous Spiral restaurant was closed for a major renovation. It was devastated by Typhoon Pedring late last year, so we all had to line up at Le Bar. The food's still amazing, of course, but Le Bar is like a fourth in size as Spiral so the line was long. And I'm the kind of person who gets pressured by lots of people waiting so I scarfed down my breakfast. It would've been nice to just sit back and savor my coffee.

Anyway, after Vito's morning nap, off to the pool we went again!

Vito's wearing a special diaper meant for swimming. If you want to win one for your kid, click here!

So there! We had a wonderful time. Well, we were beyond exhausted, too. It's hard to have a super active toddler tagging along. I don't even know why Vince and I thought we'd have some time alone to celebrate our fifth anniversary. So it's a good thing we already had some special time on the day itself. But we don't regret anything--Vito may have been the focus of our little getaway that was supposed to be our mini-honeymoon but he was also the big reason why we had so much fun. It's nice to be a family. It really truly is.

Sunday, April 22, 2012

I'm still here!

Halloo halloo halloo!

Due to insistent public demand (on Twitter hehe), I am going to pop back in here and say, "Dearest readers, I am still alive!" Nope, I haven't given birth yet either. But, boy, every day already feels like labor day because it takes so much work for me to get from Point A to Point B, even if A is the bed and B is the bathroom (that's like 3 feet apart). And in this horrid heat!

So my last post was almost 10 days ago. That's like eons in blogging! Here's what's been happening:
  • We had to stop the presses because Brad and Angelina got engaged. Or, rather, Brad finally got her a ring since sources say he actually proposed over Christmas. So imagine the huge hullabaloo of pulling out pages, writing, editing, choosing photos, etc for the May issue of the Hollywood celebrity magazine I edit, while the production and printing teams were breathing down our necks.
  • It wasn't just work deadlines that were killing me. I also had an article to write for Good Housekeeping and sponsored posts for my blogs. I'm not complaining, though. Well, I know I keep complaining but in my heart I'm glad. 
  • I also fired the yaya/maid just before Holy Week so it's been really difficult minding the toddler, the house, the career. But ya know what? Life ain't easier but it's so much better!
  • I was also caught in a flurry of activities in preparation for the house renovation. Yep, we're such crammers. We decided--super last minute!--to fix up the house and add storage space because of the new baby (we can't wait to see you, Wiggle!)
  • I've also been crying a lot because I've been elbow-deep in Vito's old clothes, taking out kimonos, mittens, booties and cloth diapers for Wiggle. Each item holds a beloved memory! I've been overwhelmed with emotion. If I'm like this with baby clothes, I don't know what I'd do when the kids go off to college or get married! 
  • In the middle of all that, Vince and I quietly celebrated our 5th wedding anniversary and the 13th anniversary of our first kiss. It was a most beautiful day! But I won't talk about it. Let me just say I'm more in love than ever.
  • We also suddenly decided to go to Sofitel. This heat is unbearable. So the boys soaked in the pool. I wanted to but... well, that's a story for another post!
I'll try to blog more often this week, here and on Topaz Mommy. I have so much kwento! Enjoy your Sunday! Try not to melt or boil!

Friday, April 13, 2012

10 ways to travel in style, with inspiration from Emmy Rossum

Summer time, travel time. Everyone's Facebook updates and Tweets are all about where they went during the long break and where they're going to next. My little family and I had a staycation. We always stay in the city during Holy Week, especially this year with my advanced pregnancy! Oh, we totally loved the quiet of Manila. But... I've been itching to leave the city for a good long while now. And when I saw Emmy Rossum's travel outfit, I felt the itch even more!


That's how I usually look when I travel. A comfy outfit but one that will get me through immigration without experiencing that judgmental look immigration officials just love to give people. The first time I traveled abroad, I was so scared I'd be sent back home--I was a young, single Filipina traveling alone. Supposedly, that sets off alarms with immigration officials. You're either looking for a foreigner husband or you're a prostitute. Grrr! And, I was told, we Pinays don't help because we dress like slobs when we travel. Or we dress in skimpy outfits.

"So what should I wear?" I wailed. Here are the tips I got:
  1. Wear comfortable clothes. But not too comfy, like mini-skirts, pajamas, ratty shirts and jeans, and the like. Emmy's look is a great example. I also like a tailored shift dress or a jersey wrap dress--it's wrinkle-free and easy to lift when I need to go to the tiny plane loo. 
  2. Dark jeans that have a great fit can pass off as slacks. See how Emmy's navy jeans look almost formal.
  3. Always bring a tailored jacket or blazer. Toss this on and it instantly upgrades your outfit. Just look at how Emmy's red jacket makes her jeans-and-tee ensemble extraordinary!
  4. Your shoes should be comfortable, the type that won't hurt your feet when you're navigating through huge airports. But don't wear slippers.
  5. Don't wear shoes that are hard to take off. Emmy's lace-up oxfords is an example.
  6. Wear your jewelry. Real gold doesn't set off the metal detector. Jewelry isn't safe in your luggage. You'll look better (and richer!) with jewelry on. Check out Emmy's big earrings!
  7. Don't wear metal. Like belts with big buckles. Emmy didn't wear a belt at all.
  8. Be well groomed--powder, lipstick, mascara, whatever. Not too much (you have to look like your passport photo). See how Emmy looks so clean and fresh and respectable? That's what good grooming looks like. People treat well-groomed travelers better. 
  9. Hairstyle should be clean and unfussy. A low ponytail or bun is manageable and won't get in the way when you lean your head back on the seat's headrest.
  10. Your tote should be big enough to hold your travel documents, money and mini toiletries, like a hand sanitizer, a toothbrush, lotion, whatever you need to freshen up after a long flight. Plus, there should also be room for a scarf in case the plane gets cold. And a book--always travel with a book! I like Emmy's basic black bag. It's structured yet roomy!
So there you have it! Now you know my travel style tips! What are yours?

*photo from VPQV